The economic downturn has sparked global concerns, and even before Musk tweeted that this recession will last until the spring of 2024.
Nowadays, with the passage of time, this view is becoming more and more recognized by the general public.
In today's era of economic globalization, the world economy will inevitably suffer some bad influences. Therefore, in the next three years, we ordinary people must maintain due vigilance, because the current situation at home and abroad is uncertain, and under various shocks, the development of China and even the world economy will have to go through a relatively tortuous road in the future.
Based on this, industry insiders put forward six pieces of advice, suggesting that everyone understand in advance:
First, don't quit your job easily.
According to the data released by the National Bureau of Statistics a few months ago, the unemployment rate of young labor force aged 16 to 24 in China has reached 213%。
Although it has since been notified that this set of data will not be published, according to some recent reports, in recent years, the competitive pressure in China's job market has been very fierce.
According to the content of the article on the official account of Ti**, the total number of registered drivers on China's online car-hailing platform has exceeded 100 million, and in the first half of 2023, the number of new online car-hailing drivers per day has increased by nearly 5 times compared with 2022, and various places have successively announced the saturation of the online car-hailing market.
And judging from the number of new online car-hailing driver licenses issued in 2023, the number of online car-hailing driver licenses increased the most in June, with a year-on-year increase of 2060,000 copies, with an average of 6,867 new ride-hailing drivers per day. Compared with 2022, 160,000 new online ride-hailing driver licenses were added in May last year, the largest number of new monthly licenses in the whole year.
Up to now, there are more than 9 million food delivery workers, more than 35 million online car-hailing drivers, and more than 4.2 million couriers in China. Is it really because of the high salary that so many people get into the bottom jobs?According to the data, nearly half of the online car-hailing drivers work more than 12 hours a day, nearly 4 percent of the online car-hailing drivers have an average of 3-4 days off a month, and the average salary of online car-hailing drivers is between 5,000-7,000 yuan per monthSimilarly, more than half of the full-time delivery riders work 9-12 hours a day, almost 7 days a week, and are paid between 5,000 and 8,000 yuan per month. The work is getting more and more tiring, and the money is getting less and less, but despite this, there is still a steady stream of young people joining, what does this mean?There is too much competition pressure in the job market!In this context, no matter what the reason is, in the past two years, I have suggested that you do not leave your job impulsively, because after losing your job, you will know that dignity and face may not be important, 996 overtime is also a trivial matter, and keeping your job so that your finances do not have problems is the most important thing at the moment.
Second, don't start a business. Today's young people are smarter and know that if they want to get ahead, they can't work by working part-time, so many young people are always thinking about how to complete the business. However, in the case of a bad economic environment, it is recommended that young people try to do some asset-light entrepreneurial projects if they want to start a business, do not invest too much money, and do not borrow money for entrepreneurship. To avoid asset-heavy entrepreneurship, for example, some people open physical stores, just franchise fees and decoration fees have to spend hundreds of thousands, like this kind of entrepreneurial projects, we must try to avoid. Because once the asset-heavy entrepreneurship fails, the blow will be "fatal" to ordinary people with an average economy, so don't try it lightly.
Third, don't spend money indiscriminately. Many people have found that in the past two years, the awareness of saving money has become higher and higher, but there are fewer and fewer people who are willing to pay for consumption. Regarding such a situation, young people must not be indifferent, economic uncertainties are intensifying, and the risk of being a moonshine clan is particularly great, especially those who have taken out loans, once they face a small change, or a sharp drop in income, or layoffs, it may be a "fatal" blow. Therefore, it is important to keep the cash in your pocket, keep a certain amount of savings, and do not spend too much.
Fourth, don't invest in a house blindly. In recent years, the general environment has not been good, and the investment risk has intensified, and many people have put the hope of making money on investing in real estate purchases, and always look forward to the real estate market once it ushers in a new cycle, then it will be able to achieve a steady profit as in the past. However, in the past two years, the property market has entered a period of downward adjustment. Industry insiders**, in the next few years, most of the city's houses **will appear**. Therefore, it is recommended that from now on, in addition to the house you live in, other unwanted things can be realized as soon as possible, and it is the best policy to settle in your pocket.
Fifth, don't be gullible and believe that you can get rich. As the real estate market enters the adjustment cycle, more and more people want to achieve investment income through other financial management methods, such as ** and ** investment, because the threshold for participation is relatively low, and more and more people have participated in the past two years. However, I would like to remind everyone that high returns must be accompanied by high risks, if you do not have such professional skills, do not believe the "lies" that you can make a fortune by buying**and**.
In addition, the so-called high-profit financial products should also have more eyes, behind these products, many are masters of the layout of the bank, you know, what you are greedy for is the interest of others, but what others want is all your principal.
Sixth, don't trust people online who "teach you how to make money". When the environment is not good, there are a lot of people on the Internet who teach you how to make money, they claim to help their followers and teach you how to make money, but in fact they do it to get everyone to pay for tuition, and then search for something from the Internet that is not worth anything at all to teach you. Just imagine, there is really a way to make money, isn't it fragrant to make more money by yourself?How could you be asked to share the wealth with him?
In short, everyone must remember that there is no free lunch in the world, instead of spending time watching other people's live broadcasts, it is better to calm down and learn, improve your strength, accumulate more funds, and wait for new opportunities. Wan Ziwen said:Every word of the article was typed out by me, and I clicked it outLookingLet me know that you are also working for lifeDo your best