Hello everyone, I'm Sanshao!Recently, a relative passed away, and these days I have been busy saying goodbye to my relatives and handling the aftermath of my relatives.
In the process of dealing with the aftermath, I learned that my relatives had just retired and had received a pension for almost a year, almost 2,600 yuan a month. After a lifetime of hard work, I finally got idle, and I could have been carefree, and I had a monthly income without work. And the pension will be ** every year, if you can live a long life for another 20-30 years, this is a lot of income. It's a pity that people just get their pensions and leave, so they can only try to recover some of the best losses!
Sanshao has been deeply involved in financial management, and he also knows a little about pensions and medical insurance.
After the death of an employee of the enterprise, there are still four sums of money that can be claimed, as follows:
1. Funeral expenses(about 2 months' salary).
2. Pension(about 9 months' salary).
3. The balance of the personal account of the pension account
4. Medical insurance balance
1. Pension account
Among them, 123 points can be combined and unified to the local social security bureau for processing. Before going to the local social security bureau, it is recommended to call the social security bureau in advance to inquire about the information that needs to be prepared. Prepare the materials well and avoid wasting time running back and forth many times. After we handle it, we need the following materials:
1. The original and photocopy of the cremation certificate of the deceased
2. The original and photocopy of the deceased's ID card
3. Application form for basic pension insurance benefits for enterprise employees(Fill in on site).
4. Letter of commitment for handling business of enterprise pension benefits(Fill in on site).
5. Proof of relationship and bank card(To call back the deceased's bank card, you also need to prepare the deceased's bank card.) If you do not have or do not use the deceased's bank card, you will need proof of relationship to prove that you are an immediate family member of the deceased. To put it simply, yesThe same household registerto prove it)
6. ID cards and bank cards of immediate family members
It didn't take us much, it took half an hour to get it done, and it was very smooth and silky!The young lady at the counter secretly told us that if we knew that the deceased had a bank card and password, we could still call it back into the deceased's account to avoid the trouble of this and that certificate. We completed the procedures on November 30th, and the young lady predicted it in advance, and it is expected to arrive in January next year!
2. Medical insurance account
Like us salaried people, the company pays five insurances and has a medical insurance, referred to as medical insurance. There are two main accounts for Medicare: the pooled account and the individual account. When the insured person pays the medical insurance fee, the cost will be divided into two parts: one part will go to the pooled account and be used to pay for the medical expenses of serious illness or serious illness;The other part goes to a personal account for the insured person's own use, such as buying medicines or paying at a pharmacy!
When a person dies, the personal account can also be retrieved. You can also handle it together at the Social Security Bureau, you need to queue up at different windows, and finally we checked the medical insurance balance of the elderly, and there is no half-penny balance in it, so it will be gone. I also consulted and needed to prepare the following materials:
1. ID card
2. Social security card
3. Bank card
4. Cremation certificate or death certificate
That's all I got during the process. Share it for everyone's reference, I hope you don't need to use it, and the elderly in the family are healthy and long-lived. If you are really unlucky, you can at least win back some rights and interests for the living, know how to weigh the pros and cons of your own life, and minimize your own losses.
About the Author:
The three young nationals, born in the 90s, ordinary office workers who practice financial freedom, started a plan in 2020, hoping to save enough principal one day to achieve a fire life!There will be updates every week. Xi hard, share, grow, and be a little master in life. Under the attention of the major platforms to search for [National Three Less], your likes and sharing are the biggest motivation for my creation