Farmers do not have a pension, which is a problem that is of great concern in society at present. For the rural population, this is a distressing problem and a social problem. Why do farmers have no pension after the age of 60?There are many answers to this question in society, but the real reason can be boiled down to the following four points. First of all, the rural system is not perfect. Since 1982, when land was contracted to households, the rural collective economy has gradually declined and declined, and many rural areas have basically lost the capacity of the collective economy. Second, the income of the rural economy is very unstable. Neither the individual economy nor the village collective economy can provide a stable income**. Third, the responsibilities of rural families are very heavy, and farmers need to bear the costs of raising children, education, maintenance, and medical care. Finally, the state is under enormous financial pressure to cover the cost of pension insurance for all farmers. In order to solve the problem of peasants' pensions, it is necessary for the state to have a strong economic capacity, a sound rural collective economy, and a stable economic foundation for peasants. Let's start a discussion on that.
The imperfection of the rural system is one of the main reasons why peasants do not have pensions. Since 1982, when land was contracted to households, the rural collective economy has gradually come to the brink of collapse. Many rural areas have lost the capacity of the collective economy and are unable to pay pension insurance premiums for their villagers. This is mainly because the rural collective economy is basically one"Empty shells"There is no financial capacity to support the villagers' pension insurance costs. The cost of the peasants' pension insurance can only be borne by the state and individuals. However, for the state, it is a huge economic expense to bear the pension insurance costs of 800 million farmers, and it is almost an impossible task. In addition, most peasants themselves do not have the financial capacity to bear the cost of pension insurance for their own needs, let alone a part of the village collective economy. Therefore, the current old-age insurance system in rural areas can only solve problems according to the actual situation in rural areas.
However, to solve this problem, the improvement of rural institutions is crucial. First of all, the countryside needs to rebuild a sound collective economy. Only when the collective economy develops can it provide more economic support for the villagers, including the cost of pension insurance. Secondly, we should increase support for rural areas, and help rural areas establish a sound old-age insurance system through investment of funds and policy support. In addition, it is also necessary to strengthen support for the individual economy in rural areas, encourage farmers to develop agriculture, rural tourism, and other industries, and raise their income levels. Only on the basis of the improvement of the rural system can the peasants enjoy the retirement benefits they deserve.
The instability of rural economic income is another important reason why farmers do not have pensions. Compared with urban workers, the peasants' economic incomes are very unstable. First of all, the income of farmers is affected by the market and the employment environment. In the context of the epidemic and economic downturn, it is difficult for farmers to find stable jobs in the cities and do not have a stable wage income. Second, peasants' income from agricultural production is even more unstable. Due to the impact of natural disasters and markets**, it is difficult to determine the income of farmers from planting and breeding, which is unknown. Farmers do not have a stable economic income, and it is difficult for them to bear the high cost of old-age insurance.
In order to solve the problem of farmers' pensions, we should take a series of measures to stabilize farmers' economic incomes. First, it is necessary to strengthen support for the rural economy, encourage peasants to develop agriculture, rural tourism, and other industries, and raise their income levels. Second, it is necessary to establish a mechanism for stabilizing the market for agricultural products to reduce the impact of market fluctuations on farmers. At the same time, we should strengthen the vocational training of farmers, improve the employment competitiveness of farmers in other industries, and provide farmers with more economic development. Through these measures, the economic income of farmers can be more stable and provide a better foundation for their pension insurance.
The responsibilities of rural families are very heavy, which is also an important reason why farmers do not have pensions. Farmers need to bear the costs of raising children, education, supporting the elderly, medical care, etc., and at the same time, they also need to invest a lot of money in agricultural production. The expenditure of these expenses is very difficult for farmers.
To solve this problem, we should provide more social support and support. First of all, it is necessary to increase investment in rural education, provide more educational resources and high-quality educational opportunities, and reduce the pressure on peasants' educational responsibilities. Second, it is necessary to establish a sound social welfare system, including medical insurance, pension insurance, and so on, to provide a certain amount of economic security for peasants. In addition, we should strengthen the care and support for the elderly in rural areas, provide corresponding policies and services to support the elderly, and reduce the burden of old-age care on farmers. Through these measures, the financial pressure on farmers' families can be reduced, so that they have more spare resources to bear the cost of pension insurance.
The huge financial pressure faced by the country is another important reason why farmers do not have pensions. China has a population of 1.4 billion, of which 800 million are farmers. The state needs to bear a huge amount of pension insurance expenses for urban workers every year, and at the same time, there are other needs of the national economy and people's livelihood and key construction. Although the country's economic development has made great achievements, the financial pressure is still huge, and it is unable to bear the pension insurance costs of all farmers at the same time.
In order to solve this problem, the state should increase support for farmers' pensions. First of all, it is necessary to increase financial input, raise the subsidy standard for peasants' old-age insurance, and ensure that peasants can obtain basic old-age benefits. In addition, the state can also encourage farmers to develop agricultural industry, rural tourism and other ways to improve the income level of farmers and provide a better economic foundation for their pension insurance.
To sum up, the reasons why peasants do not have pensions can be attributed to the imperfect rural system, the unstable income of the rural economy, the heavy responsibility of rural families, and the huge financial pressure on the state. To solve this problem, we need the joint efforts of the state and society. The state needs to intensify the reform and support of the rural system, speed up the development of the rural economy, provide more social security and welfare, and lighten the burden on the peasants. At the same time, farmers also need to work hard to improve their economic capacity, actively participate in the development of agriculture and rural economy, and provide a better economic foundation for their own pension insurance. Only on the basis of the joint efforts of the state and the peasants can we solve the problem of peasants not having pensions and enable peasants to enjoy the pension benefits they deserve.