The level of pension has always been one of the focuses of social attention, especially with the gradual prominence of the aging population, the requirements for the stability and fairness of pensions are getting higher and higher. So, when the pension reaches 8,000 yuan, what kind of level does it belong to in my country?Let's sort out the reality.
First of all, we should make it clear that the level of retirement pension is determined by a combination of factors, including the base of individual contributions, the number of years of service, the level of salary before retirement, etc. Therefore, the difference in pensions between different regions and different groups of people is very obvious. Nationally, the vast majority of people's pensions are not high, and are generally low. According to the data of the 2019 China Statistical Yearbook, the average monthly pension of retirees in the basic pension insurance for urban employees is 3,172 yuan. According to the data released by the National Bureau of Statistics, the average salary of employees in urban non-private units across the country in 2019 was 90,4248 yuan, of which the average monthly wage of on-the-job workers in urban units is 10,354 yuan. These data can reflect from one side that the pension of 8,000 yuan has exceeded the level of most retirees in the country.
We cannot ignore the fact that the level of pensions varies greatly depending on the geographical and individual circumstances. For example, in developed regions such as Beijing, Shanghai and other first-tier cities, the average pension will be relatively high due to the relatively high level of wages. In the relatively backward areas, the pension level is generally low. In addition, there are significant differences in pensions for people in different industries and occupations. In addition to differences in individual circumstances, the level of pensions is also influenced by policy factors. With the continuous improvement of China's pension insurance system, the pension treatment is also gradually improving. For example, the multi-level classified personal account system of pension insurance implemented in 2017 will improve the level of retirement pension for people who pay more personal contributions. In addition, a series of measures have been introduced, such as strengthening the pension adjustment mechanism and raising the basic pension, to further protect the living standards of retirees.
However, despite the continuous improvement of pension benefits, there is still a large gap between China's pension level and the international advanced level. Taking Germany as an example, the country's pension level is among the highest in European countries, with an average pension of about 3,200 euros per month, equivalent to about 25,000 yuan. In China, ordinary workers often need to rely on other income** to ensure the quality of life after retirement. In short, the pension reached 8,000 yuan, which is a high level in our country and exceeds the treatment of the vast majority of retirees. However, individual circumstances and geographical differences remain, and some people still have low levels of pensions. Therefore, we look forward to further strengthening the reform and improvement of the pension insurance system and improving the pension treatment to ensure that the majority of retirees can enjoy their old age in peace. At the same time, we should also be aware that the accumulation and personal savings during the working period are crucial to the quality of life after retirement, and it is necessary to plan and save in advance for possible future changes and challenges.