If both husband and wife pay five social insurances and one housing fund, can they enjoy double treatment when they have a child?
Many couples have stable jobs and have paid the normal five social insurance and one housing fund through the labor unit, so that they can enjoy the corresponding maternity insurance benefits. However, some people believe that if both parties pay maternity insurance, when they have a child in the future, they can enjoy double the return of maternity insurance, including maternity allowance!Is that really the case?Is that really the case?
In fact, we might as well tell you very clearly about this problem, even if both husband and wife have paid maternity insurance, but they cannot enjoy the reimbursement of double maternity insurance at the same time, the most likely is to enjoy the treatment of double maternity allowance, we all know that maternity allowance is only for female employees, and you can enjoy it during childbirth. Maternity allowance for more than half a year, but as a male employee, even if you have paid maternity insurance, even if you have paid maternity insurance, even if you have paid maternity insurance, even if the woman gives birth to a child, you cannot take half a year's maternity leave, and you cannot enjoy the corresponding maternity allowance.
Therefore, for men, there is neither 6 months of maternity allowance, nor do men have to have children, so the medical, surgical and other expenses incurred in giving birth to children are borne by the woman, that is, the costs incurred in giving birth to a child can be reimbursed through the woman's maternity insurance, in fact, each employee has about 2-30,000 yuan of treatment, and for male employees, although they have paid maternity insurance, they cannot enjoy the reimbursement of medical expenses, nor can they enjoy maternity allowance. As for men, although they have paid maternity insurance, they are not covered for maternity surgery and medical expenses, nor are they entitled to maternity benefits.
The main purpose of maternity insurance for men is to take paternity leave. Paternity leave is about 15 days, i.e. about half a month, during which you can usually enjoy the corresponding benefits, which are maternity insurance. This means that during paternity leave, your income will not be affected in any way and will essentially be covered by maternity insurance**. Of course, compared with the treatment of 20,000 or 30,000 yuan for women, men's participation in maternity insurance can bring some personal benefits, or even less.
Because we have to calculate an account, the man is out for half a month, the actual working day may not be half a month, about 10 days, then 10 days of wages, many people are one or two thousand or two or three thousand yuan, compared to the woman's maternity allowance of 20,000 yuan or 30,000 yuan plus the cost of childbirth surgery is really a lot, but as a man, it is necessary to pay maternity insurance, because it is part of five insurances and one housing fund, so it must be paid normally, otherwise it does not meet the relevant provisions of the "Social Insurance Law". Maternity insurance is part of the five insurances and one housing fund, so it must be paid normally, otherwise it does not meet the relevant provisions of the "Social Insurance Law", so in order to enjoy the treatment of the man, although it is paid less, the money that should be paid still has to be paid, but the individual does not need to spend the money of maternity insurance, and the payment is fully borne by the labor unit. Therefore, there is no need to consider the issue of payment pressure, because there is no problem of individual contributions.
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