Nowadays, more and more students are choosing to go to university and pursue higher qualifications. However, for them, going to college is not just about gaining knowledge, but more importantly about finding a better job in the future. With the intensification of social competition, many positions have higher and higher requirements for higher education. Therefore, university education has become an important way for them to enter the workplace and realize their personal value.
Deferred retirement refers to the postponement of the retirement age to a later than the statutory retirement age. The purpose of this policy is to meet the challenges of an ageing population and increasing pressure on pensions. With the advancement of medical technology and the extension of people's life expectancy, the retirement time after retirement has also increased correspondingly. In order to ensure the sustainable development of pensions and reduce the financial burden, many countries are considering the policy of delaying retirement.
There are many reasons for delaying retirement.
First of all, population ageing is a global problem, and many countries are facing the challenge of increasing pension spending and decreasing labor force. With the decline in fertility rate and the improvement of medical technology, the aging of the population will be further intensified, and the number of retirees will increase significantly, which will bring great pressure to the pension system. Secondly, delaying retirement can make full use of the experience and knowledge of older people to make more contributions to social development. In addition, delaying retirement can also alleviate competitive pressures in the job market and provide more employment opportunities for young people.
The reason for delayed retirement in 2027 is likely to be to give individuals and society time to fully prepare. This allows people to better plan their retirement life before retirement, and at the same time, they also have more time to adjust and prepare for pension expenditures.
If the delayed retirement policy is implemented, it will have a greater impact on both types of personnel.
The first category is those who are about to retire, especially those who intend to retire in the next three years. They may have been ready for retirement, including financial planning and living arrangements. If the delayed retirement policy is implemented suddenly, they may need to readjust their plans and expectations and face the pressure of working for a longer period of time.
The second group of affected people is those who are flexibly employed. Flexible employment refers to those who choose non-traditional forms of work, such as freelancing, part-time, telecommuting, etc. Delaying retirement may lead to fewer employment opportunities for them, as older people continue to work and make it difficult for younger people to enter the job market. This can present certain challenges and competitive pressures for those seeking flexible employment.
In the face of the policy of delaying retirement, we should maintain a rational attitude.
First of all, we need to understand the motivation and purpose of the implementation of delayed retirement, that is, to ensure the sustainable development of pensions and social stability. Second, we need to recognise that the social and personal impact of delayed retirement is complex, with both advantages and disadvantages. Delaying retirement can alleviate pension pressure and improve the quality of life of the elderly, but it may also cause inconvenience and distress to some people.
In the face of the delayed retirement policy, we should strengthen personal pension planning and financial management, adapt to the change of retirement age, and make corresponding adjustments. At the same time, more training opportunities and employment support should be provided to ensure the smooth implementation of the delayed retirement policy and provide better development opportunities for those affected.