First of all, the progress of pension recalculation is not the same, and each place has its own unique regulations, which are different from the specific date of pension adjustment. Therefore, some places have successfully completed the repayment work, but there are still some places that have not yet announced the pension calculation base for 2023. According to past experience, some localities will need to gradually complete the recalculation and reissuance in the coming year, and Zhejiang and other places adopted such a practice last year.
However, regardless of the time of reissuance, the part that is missing by the individual will be completely reissued, which is not something to worry about. Of course, the specific time of reissuance needs to be decided according to personal circumstances, for example, the date of retirement will directly affect the number of months of repayment.
For example, if a retiree retires in January, but the local government only starts to recalculate the retroactive payment in December, then the pension can be retropaid for 11 months;And if he retires in May, he will also be reissued in December, and he can only be repaid for 7 months. The length of time for reissuance directly affects the final amount of reissuance, which we can illustrate with an example.
Suppose a retiree retires in January this year, and the 2023 pension calculation base has not yet been announced at that time, so it is calculated according to last year's pension calculation base. He has 25 years of service and has an endowment contribution index of 08. The pension balance of the personal account is 750,000 yuan, last year's pension base was 7,500 yuan.
According to the pension calculation formula, his pension consists of a basic pension and a personal account pension. The basic pension is 7500 * (1 + 0.).8) 2 * 25 * 1% = 1688 yuan, personal account pension is 750,000 yuan 139 = 540 yuan. Together, the total pension that can be received is 2,228 yuan.
However, if the local government announces in December that the pension calculation base for 2023 is 7,900 yuan, and the recalculation is carried out, then the basic pension of the retiree should be: 7,900 * (1+0.).8) 2 * 25 * 1% = 1778 RMB. Coupled with the personal account pension of 540 yuan, the total pension will reach 2,318 yuan. Compared with the previous monthly receipt of 2,228 yuan, this is the amount of less sent.
Now, he needs to reissue it for 11 months, totaling 990 yuan. However, if the reissue is only 7 months, the reissue amount will be $630. It can be seen that the length of the reissuance time has a direct impact on the final reissuance amount.
The progress of pension recalculation and repayment has aroused widespread concern and controversy in the society. For many retirees, pension recalculation is an important livelihood issue, which is directly related to the quality of life and the protection of rights and interests of the elderly. Therefore, the relevant departments should strengthen communication and coordination, and formulate clear repayment regulations as soon as possible to ensure that retirees can receive their due pension benefits in a timely manner and provide better protection for their later life.
In short, the specific progress of pension recalculation varies from place to place and needs to be determined according to local policies. The number of months of retroactive issuance depends on the time of retirement. However, no matter when the reissue is made, the less common part will definitely be fully reissued. It is hoped that we can attach great importance to the issue of pensions and provide better benefits and security for retirees. Let us look forward to the successful completion of the pension recalculation and repayment in the coming days, so that every retiree can live a happy and healthy old age.