There are 3 types of people whose social security may be invalid, and the 15-year payment is also in vain, and those who have participated in the insurance need to pay attention!
Recently, an elderly pensioner found that the amount he was receiving was surprisingly small when he received his pension. It was later discovered that although he had paid social security contributions for 15 years, he was unable to receive the full amount due because he belonged to a category of people whose social insurance was invalid.
The abolition of Social Security seems to me terrible. Social security is a system established by the state to ensure the basic livelihood of the people and social stability. It includes five major insurances: endowment, medical care, unemployment, work-related injury and maternity, and each insured person is obliged to pay insurance premiums on time so that they can get enough help when they retire or encounter difficulties.
But did you know that not all people who are insured actually have access to social security benefits? Some people even pay social security but cannot enjoy any benefits, these people are typical representatives of ineffective social security. If you have similar problems, then you should stop paying social security immediately, otherwise it will be equivalent to paying in vain.
Who will lapse social insurance?Why does it fail?How to avoid it?
i.Repatriations.
Returnees returning to work after retirement may have misunderstandings about social security contributions. They are already receiving pensions, but when they return to work, the relationship is no longer a traditional labor relationship, but a provision of services or other forms of partnership, which leads to some confusion about their social security contributions.
Many people may have questions about their social security status. According to the regulations, those who have received a basic pension no longer participate in the basic pension insurance.
Some people may continue to pay social insurance contributions out of habit or ignorance of the rules. However, these contributions are considered invalid, do not increase the amount of benefits, and may be subject to legal sanctions, such as late contributions and legal liability.
When signing a contract with an employer, the terms of social security should be clarified, and the rights and obligations of both parties in terms of social security should be clarified. In the case of an employment relationship, you must re-enroll in social insurance and stop receiving a pension;In the case of a non-employment relationship, the social insurance rights and obligations of both parties must be clarified, and the social insurance payment must be suspended by reporting to the social insurance institution.
In this way, returnees can avoid financial losses and legal risks. Consult with the Social Insurance Office in a timely manner about your social insurance situation, adjust your contribution accordingly, and if you find that you have made an error in your payment, you can request the suspension and cancellation of the insurance premium you have paid.
ii.Repeat participants.
Social security policies are complex, and sometimes not understanding the rules and choosing to enroll in the ** can put you in a difficult position when it comes to making decisions.
There are many types of social security policies, and differences in regions and times can cause disagreements, and policies are constantly changing. This makes it difficult to understand the rules and avoid irreparable mistakes.
There are also various ways to participate in insurance. Depending on the nature of your work or household registration, you can choose between urban employee social security or urban and rural social security.
However, choosing one channel means giving up opportunities for others. This creates uncertainty about future pension rights, as only one type of social security will be in force, while the other will be waived.
This kind"Either/or"can lead to retirement being caught off guard. After retirement, I found out that there was a problem with social security and could not get the pension I wanted. This situation is not only disappointing, but also disturbing.
To avoid this, you need to learn more about your country's social security policies, consult with relevant professionals or authorities, and choose your insurance channels carefully.
At the same time, ** and related institutions can help people better understand social security policies through more transparent and humane advocacy, avoiding:"Choose one of the two"dilemma. In this way, equity and sustainability of social security can be enhanced, and all participants can enjoy the social security benefits they are entitled to in old age.
3. Those who have not gone through the retirement procedures after reaching the retirement age.
The payment of pensions is related to the number of years of pension insurance, but many people continue to pay pension insurance without applying for a retirement certificate in order to increase the number of years of payment.
There are risks, starting with additional costs, which can be stressful if your financial situation is unstable or you can't afford the expenses.
Second, delaying retirement may result in the loss of benefits such as health insurance in the event of an accident or illness, causing unnecessary hardship for individuals and their families.
For people who have reached retirement age, it is very important to go through the retirement procedures in time and receive a pension. At the same time, the competent authorities must strengthen supervision to ensure that the distribution of pensions is fair and transparent, and provide better social security services for the elderly.
Flatly. Social security is an important social insurance system designed to protect the basic rights and interests of insured persons. However, in some cases, some people who have paid social security contributions are not able to receive the corresponding guarantees and benefits.