Friends, I'm Hui Jiajun
Two days ago, I saw a very interesting question on the Internet:"Why do young people nowadays always want to retire early?”In fact, this is not uncommon in recent years, and more and more people are starting to prepare for their retirement!However, early retirement is not an easy task to achieve financial freedom. Some people save a lifetime and can't save much, and some people are even in debt!"So if you were given a million savings or 10,000 a month after retirement, what would you choose?”I'm sorry, but please log in to vote on your mobile WeChat.
If you were given two types of finances when you retired, which would you choose?Radio.
A: Deposit 1 million.
b: 10,000 per month.
If I choose to be a gentleman for the Hui family, I will definitely choose to receive 10,000 yuan a month!
Why?I'll do the math for you!
Deposit 1,000,000 and receive 10,000 per monthHow to choose a more cost-effective one?Suppose you have a deposit of 1 million, and you spend 10,000 a month after retirement, at most 83 years;If you save some flowers,5,000 per month, barely 166 years. So, no matter how much you save, there will always be a day when your savings will be spent. And receiving 10,000 yuan a month is how long you live and how long you can receive it!And, according to the data, it is expected that by 2035, the average life expectancy in the country will reach 813 years old, by 2060, it is expected to break through 89 years old. If you are calculated at the average age of 85, you will retire at the age of 60 and have 25 years of life in your old ageThere is a gap of 20 years when you retire at the age of 65. The longer you live, the longer you will retire.
So the question is, if there is no work income after retirement, how can I achieve a monthly income of 10,000?
How to achieve it after retirement, receive 10,000 yuan a month?In fact, if you want to plan to save money for retirement, the best tool is pension!We can invest by buying pension insurance, because annuity insurance is like you have deposited a sum of money in an insurance companyinto a sustainable lifetime income cash flow. At the appointed time, you don't need to do anything, and the money will be automatically credited to our bank card like a salary. Also, you can decide exactly how you want to receive it and when you want to receive it!
At the same time, annuity insurance also has 3 advantages:
Guaranteed capital appreciation,The security is covered by the state, and 100% rigid payment. High compound interest yield, lock in the interest rate for a lifetime, and will not be affected by external economic fluctuations. Fixed age collection,You can choose 55 years old, 60 years old, 65 years old, 70 years old, and receive it for life!In short, choosing to buy an annuity allows us to achieve financial freedom and enjoy a high quality of life in old age. Seeing this, maybe a friend wants to ask:"How to apply for insurance in order to achieve a monthly income of 10,000?”
Don't worry, Hui Jiajun has prepared a case for everyone!
Fuduoduo No. 1Sustainable lifetime cash flowNot much to say, Hui Jiajun directly gave a demonstration case!Take a 30-year-old woman who buys Fuduoduo No. 1, pays 100,000 yuan a year, pays it for 10 years, and receives it at the age of 60 as an example!Take a look at her earnings demo:
As shown in Fig!From the age of 60,You can receive 128,500 yuan per year and 10,708 yuan per month!Live as long as you want!If you live to be 85 years old, you will receive a total of 33410,000 is 3 of the principal34 times;And at this time, if you surrender the policy, you can still get it back52.10,000!In general, the current price of Fuduoduo No. 1 has been very high before the age of 90, and it belongs to the TOP1 pension insurance!
Write at the endWith the development of science and technology, it is not difficult for us to live to be ten years old.
The main thing is how we guarantee our financial freedom!Pension insurance is in addition to social security, can provide a stable income!
In short, the sooner you buy, the more cost-effective, and the sooner you plan, the better!Well, that's all for today's contentIf you want to calculate the income and make a personalized plan based on age, premium, etc, you can add planners for 1v1 consultations!
Fude Life Fuduoduo No. 1 Pension Insurance