Hey, brothers and sisters, have you ever had a moment when you look at the numbers in your bank account and feel like a mountain is overwhelming?
Yes, I was in debt, and it was a terrible feeling. The first thing I do when I wake up every day is that heavy debt, as if it were an invisible shackle that locks my future.
Once upon a time, due to impulse and blindness, I embarked on the road of debt. Bills, collections**, and cold text messages are like invisible shackles that bind me tightly. I've cried countless times in the middle of the night, questioning why I've come this far. That hopelessness and helplessness almost made me want to give up.
Today I would like to share with you my experience of being mired in debt for several years. It's not an easy topic, but I'm sure there are many people who have had similar experiences to me. I hope my story can bring some inspiration and resonance to you.
I remember that time, I was immersed in the stress of the bill every day, and it felt like a big mountain was pressing down on my chest and making me breathless. Every time I see a reminder from the bank, my heart sinks. The feeling of helplessness, anxiety and hopelessness really makes people feel extremely lonely.
However, I understand that debt is not my end, but an experience in my life. I know that as long as I have determination and a plan, I will be able to get out of this predicament. So, I started to make a detailed repayment plan, set a repayment goal every month, and then worked hard to achieve it.
In order to increase my income, I started looking for some part-time jobs and also tried some small businesses. Although the income is not much, every penny is my hope to get out of debt. At the same time, I have also learned to be frugal in my life and no longer spend as casually as I used to. I know that if you keep your expenses under control, you will be able to pay off your debts faster.
However, the hardest part is the psychological pressure. Sometimes I wonder, when will it all end?Will I never get rid of these debts?However, I understand that only by persevering can we see hope. Every time I think about it, I cheer myself on.
Now, I am slowly coming out of the shadow of debt, and my life is gradually back on track. Looking back on those past days, although painful and difficult, I have gained a lot from them. I learned how to face difficulties, how to adjust my mindset, how to become stronger and more confident.
I would like to tell all my friends who are going through the same predicament: don't give up hope, face the problem bravely and actively look for solutions. Believe in your own abilities, and you will be able to overcome difficulties and meet a better future. Let's do it together!