House slaves and the houseless seem to be two very different groups. The former owns a property, but is tightly bound by a mortgage and forced to work to pay it off; The latter, on the other hand, are unable to own their own accommodation and have to worry about rent expenses every month. However, some argue that there is not much difference between the two groups, and that this gap will become more and more pronounced over time. As laymen, it may be difficult for us to recognize the subtle difference between a house slave and a homeless. However, an insider told me that this gap is not invisible, it's just that some people choose to ignore it. The insider is a financial advisor who deals with a lot of information about real estate, through which he sees the subtle difference between a householder and a homeless.
He pointed out the plight of the house slaves. He said that while the house slaves owned the property, most of their income was used to pay off the loan. Spending a large portion of their income on a mortgage each month limits their financial freedom. They have to work hard to pay off their loans, do everything they can to increase their income, and sometimes even have to give up their dreams and pursuits. House slaves may have property on the surface, but deep down they are overwhelmed by the burden. On the other hand, there is the plight of the homeless. They don't have their own housing and have to pay a lot of money for rent every month. This puts them under a lot of pressure financially as well. They are unable to enjoy a long-term stable living environment, and their future is not very good. And the future that cannot be ** means that you can't plan your life stably. Homeless people may not be burdened with debt, but they also lack the stability and security that householders have.
Why does the insider think that the two groups are not so different? It turned out that he pointed out a key point, and that was the passage of time. He believes that in the coming years, the gap between house slaves and homeless people will become more pronounced. His reasons are twofold. First of all, he thinks that housing prices are constantly **. With the development of the economy and the increase of population, housing prices will also rise. In this case, homeless people are either faced with higher rents or face greater waiting to buy a home that meets their needs. At the same time, the house slaves are in debt and have to bear the pressure of higher and higher mortgages. This makes their finances more and more overwhelmed, and the gap will become more and more real.
He referred to the widening of income disparities. Over time, he said, the income gap will widen. More and more people will lose their jobs for various reasons, while those who have stable jobs will get more opportunities and income. House slaves and homeless people tend to be low- and middle-income groups, facing limited employment opportunities and slower income growth. This will make it increasingly difficult for homeowners to pay off their mortgages, and it will be increasingly difficult for homeless people to realize their desire to buy a home in an environment of high housing prices. The words of this insider made me think deeply. The gap between houseslaves and homeless may not be visible for a while, but it will become more and more real as time goes on. We should not take this lightly, but think seriously about how to deal with it. Perhaps, more real estate policies can be introduced to help the homeless realize their dream of buying a house; At the same time, we can also pay attention to the plight of house slaves and provide more support and help. Only in this way will we be able to avoid the widening of the gap between house slaves and the homeless in the future, and contribute to the development and stability of society.