In today's real estate market, the security of buying a home has become an issue that cannot be ignored. Many home buyers tend to only focus on the rise and fall of house prices, and ignore the legitimacy and safety of the property itself. Some houses have the risk of not being able to apply for real estate certificates, and if you buy these houses, you may face a situation of "losing both money and housing". So, what are the common features of these houses?Why are they so risky?
1. Small property rights
Small ownership accounts for a considerable proportion of the market, attracting the attention of many buyers. This type of house does not go through the formal approval process of the state and cannot be filed with the housing authority, so it is not possible to obtain a real estate certificate. After buying a small property right house, it is difficult to realize it again, not only can the funds not be obtained, but also may face security risks because the quality is not up to standard. There have been reports that some small property rights have been classified as Class D dilapidated after only a few years of use. In addition, this kind of house is often built by the developer in violation of regulations, and once it is discovered, it will face the fate of being demolished, and the buyer will not only face economic losses, but also may lose the right of residence.
2. Resettlement housing
There are two main types of resettlement housing: one is built by developers for residents who are demolished, and the other is resettlement housing built for municipal works. According to the regulations, the latter cannot be listed and traded within five years of obtaining ownership. If you buy such a property, the transfer of ownership will not be possible at the Housing Authority and the transaction will have to be done privately. The biggest risk is that the landlord may sell more than one home, or not acknowledge the previous transaction after receiving the money, and the buyer could face a huge financial loss. When buying a resettlement house, it is necessary to check the five certificates of the property to ensure the legitimacy of ownership.
3. Incomplete or unqualified houses with real estate certificates
Some unscrupulous developers attract buyers at low prices when the property documents are not complete. In this case, if the developer abscods after collecting the money, the home buyer will face a huge risk. Even if the real estate documents are complete, if the house does not pass the national quality inspection after delivery, it is still impossible to apply for the real estate certificate. There is a certain risk involved, especially in some small developers. When buying a house, buyers should ensure the legitimacy and quality of the property to avoid losses due to documents or quality problems.
The legality and quality of the home is a key consideration for the safety of the home purchase. Before deciding to buy a home, buyers should conduct thorough market research, choose a reputable developer, and conduct a rigorous review of the construction quality of the home. Buyers should choose to buy the property through legal channels and ensure that all relevant legal formalities and quality inspections have been completed to protect their rights and interests.
For these at-risk homes, the end result is often tragic. For small property rights and resettlement houses less than five years old, once involved in illegal transactions, buyers not only face property losses, but also may be involved in legal disputes. For houses with incomplete documents or unqualified quality inspections, the process of protecting the rights of buyers is often long and difficult, and the final economic losses are almost irreparable. Therefore, home buyers should avoid buying such risky properties and choose a property that is legal and of reliable quality.
Buying a home is an important life decision, and prudence and prudence are key. Buyers need to fully understand the market and avoid blindly participating in risky transactions. Choosing a legitimate, reliable quality property and a reputable developer is the right way to ensure a safe home purchase. Before making a purchase decision, buyers should consult with a professional to fully understand the legality and safety of the property to protect their rights and interests. Only in this way can you truly realize your dream of buying a house and enjoy the safety and comfort of living.