Why don't flexibly employed people get their money back when they pay for medical insurance?Why are people willing to pay?
In recent years, with the increasing number of flexible workers, society has paid more and more attention to their security. In the past, due to the lack of a stable place of work, flexible workers often did not have access to the various social security benefits, including health insurance, enjoyed by traditional workers. Recently, however, a question has emerged that has attracted widespread attention: why are flexible workers still willing to pay for health insurance without a corresponding discount?
Let's be clear: flexible workers are members of the state and enjoy the same rights and benefits as other citizens. Health insurance, as part of the public social security system, should cover all citizens, regardless of their form of employment. This is very important because ensuring the medical needs of people in flexible employment is not only a protection of personal rights, but also a guarantee of social stability and development. Paying for health insurance for flexible workers does not mean that they are paid for free, and there is no return. Although the health insurance card does not provide a direct monthly refund, it provides a low-cost medical insurance mechanism, which is exactly what flexible workers need. In fact, they often don't have a fixed place of work and a steady income**, and in the event of a sudden illness or accidental injury, medical bills can be a heavy burden on them. The existence of the medical insurance card can prevent them from falling into financial difficulties due to medical expenses to a certain extent, and provide them with warm and stable protection.
In fact, the use of a health insurance card can also bring great benefits to those who are working flexibly. For example, in terms of medical services, flexible employees can enjoy the best guide price and other medical expenses with a card, which can save a lot of medical expenses compared with the situation without a medical insurance card. In addition, the medical insurance card can also be used as a voucher for hospitalization reimbursement to further reduce fees and provide more comprehensive medical protection. Of course, for some people, the advantages of a health insurance card may not be obvious because they have not used medical services in a period of time. However, this is not a reason to deny the value of a health insurance card. It is important to know that the human body is fragile, illness or accidents can occur at any time, and no one can guarantee that they will never need medical care. The existence of the health insurance card is tantamount to providing a lifeline for flexible workers in any difficult situation, giving them a layer of comfort and security.
In short, although flexible workers also pay for health insurance, it is not returned to them every month, and the existence of a health insurance card is still very important. For flexible employees, the medical insurance card is a low-cost medical security mechanism, so that they can rely on sudden illness or accidental injury, and can also bring some substantial benefits in practice, reduce the burden of medical expenses, and provide more comprehensive protection. At the same time, the existence of the medical insurance card also reminds everyone that health is impermanent, medical expenses are unbearable, and everyone needs medical insurance protection. Therefore, even if there is no monetary return on each month, flexible workers are willing to pay for health insurance because they understand the value and importance of health insurance cards. We must pay close attention to and care about this seemingly trivial but very important issue to provide better protection for everyone.