The sporadic light illuminates the night sky, the headlights of truck drivers unblock the arteries of transportation, the arms of robots reflect the lights of intelligent manufacturing factories, and the bustle of the wholesale market extends out of the city's "fireworks" ......
On December 15, a short ** named "Glimmer into a Torch" opened the "15th Anniversary Service Upgrade Conference of Small and Micro Finance" of Minsheng Bank.
People who do aquatic products can't tell whether it's early in the morning or late at night, especially in the first two years of entrepreneurship, and when the market is closed, it's really difficult. Fortunately, I became associated with Minsheng Bank in 2008. Qing Nanchun, chairman of Sichuan Nanchun Special Aquatic Science and Technology, told the experience of enterprise growth and development.
With the help of Minsheng Bank, I realized my dream of building a factory in my hometown, and the company's product line became more and more abundant, and I was on call 24 hours a day during difficult times and successfully completed the task of ensuring supply. "In 2023, the cold chain industry will be included in the 'Hive Plan' of Minsheng Bank, bringing more opportunities for win-win cooperation, and all parties will work closely together to create more value for the industry and society." ”
At the press conference, representatives of specially invited entrepreneurs who have cooperated with the bank for 15 years interacted in real time through on-site and online communication, affectionately shared the experience of growing together with Minsheng Bank, and expressed affirmation and greater expectations for the upgrading of Minsheng small and micro financial services.
The rapid development of digital finance has created many new pain points and blind spots in small and micro finance. At the press conference, the person in charge of the small and micro finance department of Minsheng Bank introduced the bank's service upgrade around "scenario, credit, online, and digital intelligence" in the digital era, and hoped to move forward side by side with small and micro enterprises
Upgrade 1: "Hive Plan" allows financial customization of small and micro scenarios to go further
In April this year, Minsheng Bank launched the "Hive Plan" to fully realize differentiated customization in terms of credit approval, available quota, fund use period, repayment method and other aspects for small and micro customers in specific business scenarios, supporting scenario-based settlement services and exclusive rights and interests, and has "customized" service plans for nearly 100 characteristic small and micro scenarios and customer groups to better serve regional economic development.
Upgrade 2: "People's livelihood benefits", so that small and micro online credit experience is further improved
"Minsheng Hui" is a full-line credit loan product of "active credit + warm service" created by Minsheng Bank, relying on big data intelligent decision-making technology, forming a list of actively invited enterprises and preparing loan amounts for enterprises in advance. The term of the quota is up to 5 years, borrowing and repaying at any time, with various repayment methods, and support for renewal without principal repayment. Since its official launch in September this year, 120,000 small and micro enterprises** have applied.
Upgrade 3: Minsheng small and micro app30, so that small and micro exclusive mobile finance, go further
To create an "exclusive pocket bank for small and micro enterprises", focusing on the three major positioning of "online financial assistant, online loan officer, and online service commissioner", the Minsheng small and micro APP has risen to 3Version 0 has realized the "one-stop service" of supporting both enterprise and individual business, supporting personal and enterprise mobile phone U treasure security services, supporting small and micro business owners to manage to-do lists, and the whole process of online self-service invoicing, with the number of users exceeding 1.66 million.
Upgrade 4: "People's livelihood e-home" to help small and micro enterprises go further in digital transformation
Minsheng e-Home joins hands with leading SaaS service providers in various fields to provide digital management tools for small, medium and micro enterprises in terms of personnel management, salary and tax management, one-stop issuance, account management, self-bookkeeping, express logistics and employee welfare, focusing on the three major areas of "human resources, finance and operation", helping enterprises reduce costs and increase efficiency, improve business capabilities, and save tens of thousands of yuan in software usage fees for each enterprise every year.
Minsheng small and micro finance has gone through an extraordinary 15 years and accumulated valuable wealth, at this time, we have released four small and micro finance upgrade services, which is to face the future and start a new way. The relevant person in charge of Minsheng Bank said that the bank is committed to using the power of finance to "help every small and micro dream", as long as perseverance, the dream will shine, and hundreds of millions of small and micro will be able to "shimmer into a torch" and reflect a bright future!