Some time ago, I saw the second brother and chatted with him, he said, in 2003, he and his second sister-in-law took the 10,000 yuan earned from farming in their hometown to work in the city, at first opened a small shop and lost thousands of yuan, and borrowed money to sell vegetables to return to the capital, and later sold breakfast in the morning market, got up early to make money, bought two suites in the county, and is now nearly 50 years old, children have achievements, and there are a lot of savings.
He said that he was real, making money and saving money, and then making money and saving money.
From him, I concluded that people who can save money usually have one common trait - pragmatism.
Why do pragmatic people save money?I summarize the following reasons:
01 Don't do high-risk thingsPragmatic people are often labeled as honest people, and they do everything in a proper manner. In investing, this is a low-risk investment, and the yield that has been steadily rising has come later than the yield curve that fluctuates dramatically. Don't look at it slowly, but make steady progress. A pragmatic person doesn't care about making a lot of money in a big business, or about the high interest dividends in the publicity, he only cares about the real returns, which also avoids putting himself in high risk. Everything is within the scope of ability, and if you don't fight against the best things, you can't bear the ups and downs. I bought a house and enjoyed the dividends of the timesI have to admit that in the past twenty or thirty years, the real estate has developed by leaps and bounds, and those who have seized the opportunity and bought a house early have made money. Take the second brother as an example, when he had a certain amount of savings, he began to consider buying a house in the county, I remember that in 2011, when I was in college, they bought a house, because they usually have good popularity, borrowed some money from relatives and friends, paid off the house payment, and did not take out a loan, they repaid the loan in a down-to-earth manner, while accumulating wealth. A few years later, I bought a house for my son in a good location. After they bought it, the house price was greatly **, catching up with the dividends of the times. On the contrary, another relative I know, who had a lot of savings as early as around 08, has not bought a house, and has to wait for his son to buy a house after graduating from college, but I didn't expect his son to graduate from college in 2019. The house price is sharply **, standing guard at a high level, and now the family pays the mortgage every month. Pay attention to the maintenance of family relationshipsThe family relationship is harmonious, the second brother is called an honest man in life, he doesn't talk much but is very good to the second sister-in-law, there are not many sweet words, they are all real actions of concern. In turn, the second sister-in-law is also very protective of him, and the two of them have never quarreled and blushed when they do a small business together, they all care about each other and support each other. They are low-key, never look down on people who are inferior to themselves, have always been polite and polite to people, and pay attention to maintaining the relationship between relatives. Whoever is in need will put down what they are doing and rush to help as soon as possible and do what they can. Who doesn't love people who do things down-to-earth?Now the second brother and the second sister-in-law work in a factory, earn pension money for themselves, and if they have grandchildren, they will return to their grandsons, and the second sister-in-law will resign and go home to see their grandchildren, share the burden with their children, and provide a stable rear. After having a family, I admire the kind of people who can live a good life no matter how much money they have or how little money they have, and they know that the family nourishes each other, and life will give back to them in the best state.