My daughter in law died in a car accident, and a month later I exchanged her insurance policy for mo

Mondo Social Updated on 2024-01-19

My daughter-in-law died in a car accident, and a month later I exchanged her insurance policy for money, and the worker was "not you".

My wife and I have been married for 5 years, and during that time she gave birth to a child for me, who is now just one year old and has just learned to walk. I am an ordinary civil servant, and she works as a shopping guide in a supermarket. Although our wages are not high, we feel very happy and content. I think ordinary days are probably the best.

One day, I was drinking tea in the office when I suddenly received a ** from an unfamiliar number. The caller, claiming to be from the Municipal People's Hospital, told me that my wife had been in a car accident and was currently being resuscitated in the hospital, and that I needed to go urgently. I hurriedly drove to the hospital, inquired about **, and then came to the door of the operating room, anxiously waiting. My mind was in a mess, I didn't know what was going on, I just wanted my wife to be safe.

After waiting in the operating room for about two hours, a doctor came out and told me that my wife's car accident was very serious, but there was still a silver lining, and that multiple surgeries were needed and quite expensive. The doctor advised me to sign and raise funds as soon as possible, and although I didn't know anything about medical expertise, I had to follow the doctor's advice, sign the consent form, and start pooling the money. The doctor emphasized that paying money early means starting early** and bringing early**.

Since the wife's surgery in this car accident involved her head, the cost was relatively high. Including various expenses such as post-operative care, medical treatment, and hospitalization, the total cost is about 1.8 million. Considering that sometimes it is necessary to use some foreign drugs to achieve better results, I chose some more expensive medical treatments, hoping that my wife would be able to ** as soon as possible.

Since my wife and I don't have a high salary, the family has almost no savings. In addition, we still have a mortgage and car loan to repay, and my parents are not in good health. Therefore, the wife's accident this time undoubtedly made the already difficult family even worse. I felt at a loss and didn't know what to do, but as a man, I felt a deep responsibility.

I saw the perpetrator with my own eyes, an old lady who was almost 70 years old. At the time, she was driving an old scooter and was not paying attention to the red light, while my wife was crossing the street. The old lady didn't get away with it in time and ran into my wife directly.

I had to put in everything I could to save my wife's life. First of all, I decided to sell my family house and move out with my children to rent a small house. I don't want anything else, I just want to be able to save my wife first. Subsequently, I mortgaged the house to the bank and received about $800,000. I took the 800,000 yuan and went all out to treat my wife.

But his wife's injuries were too severe. Despite the surgery and the payment of medical bills, his wife unfortunately passed away after lying in the hospital for two months. After the death of my wife, I transferred all my feelings to my children, who were the last gift she left me. I am determined to raise him as a healthy adult.

Later, when I was sorting through my wife's belongings, I was surprised to find that she had purchased a large amount of insurance during her lifetime, and what surprised me the most was that the beneficiary of these insurances was not me, but another man I didn't know. Subsequently, I contacted the insurance company staff as my wife's husband and finally found the man and found out his identity.

It turned out that this man was my wife's first love before her death, and what shocked me even more was that this child was also her and this man's child. When I held the paternity test with my child, I couldn't put into words. Over the years, I've been raising other people's children, and my wife has spent all my money. Now I'm in trouble, I'm in debt, I have nothing, my children aren't mine, I've lost my house, and my wife has died.

This sudden truth made me feel at a loss, and what to do in the future became a huge problem in front of me.

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