One-number general office, full online office, immediate office, inter-provincial general office, multi-local joint office ......
This year, we see the warmth of "witness" together.
The real estate transfer registration window realizes the acceptance of the comprehensive window.
Opening remarks. At the "Two Sessions" held in Taiyuan City in March 2023, the Municipal Party Committee and the Municipal ** proposed to do 12 practical things for the citizens, take the "pain points" of people's livelihood as the focus of governance, turn the "people's livelihood bills" into "happiness lists", solve the "urgent, difficult and longing" problems of the masses, and improve people's livelihood and well-being. A year has passed, how are these facts progressing?Have the expectations of the masses been solved?Today, this newspaper launched the column "Our Year - Inventory of 2023 Happiness List", focusing on the progress of these practical matters of people's livelihood.
The people's livelihood is the direction of worry. Housing is the lifeblood of the people, whether it can be certified and whether it can be conveniently ...... transactionIt is all related to the satisfaction and happiness of buyers who can see and touch. In 2023, the city will promote the large-scale promotion of the "housing certificate delivery" of new commercial housing projects, carry out the "mortgage transfer" of second-hand housing, and further solve the problem of real estate certificate processing as one of the 12 practical things for people's livelihood in Taiyuan. Over the past year, the Taiyuan Real Estate Registration Center has focused on practical matters, devoted itself to continuously improving the convenience of real estate registration, and launched a series of deepening service measures for the convenience of the people and enterprises, so as to meet the warmth of the "certificate" with the masses.
"Housing certificate delivery" is no longer a novelty.
The biggest worry when buying a house is that the real estate certificate is slow, and parents cannot settle down, which affects their children's schooling. Our community has achieved a key in one hand and a house book in the other, which makes people very down-to-earth. Wang Fang, the owner of Vanke ** Park, is very happy every time he talks about "housing certificate delivery".
On July 28, 2021, the first batch of owners of Zhonghai International Community and Guandi Community obtained the real estate certificate, and Taiyuan officially entered a new era of "housing certificate delivery".On August 29, 2022, Taiyuan Vanke ** Park realized the "simultaneous submission of housing certificates";On the morning of October 27, 2022, more than 50 owners of the first phase of the Zhonghai Huanyu Times project received the keys to their new homes and the "big red book" ......For home buyers, the real estate certificate is closely related to family settlement, children's schooling, bank loans, asset disposal, etc., and the previous home buyers in the past after buying a house, it takes a few months to pay the certificate for a long time, which brings great inconvenience to home buyers. Nowadays, with the steady progress of "handing over the house and handing over the certificate", the worries of home buyers will be gradually solved.
In 2023, the Shanxi Provincial Department of Natural Resources signed a memorandum of cooperation on "Housing Certificates and Simultaneous Delivery" with Taiyuan Vanke Enterprise, Shanxi Construction Investment City Operation Group, China Merchants Shekou (Taiyuan) Investment and Development, Taiyuan Zhonghai Real Estate, and Shanxi Country Garden Real Estate Development. The above-mentioned real estate enterprises' new commercial housing projects in Shanxi Province will realize "delivery of housing is the delivery of certificates".
For the "simultaneous delivery of housing certificates", relevant policies continue to be introduced. At the beginning of June 2023, the "Work Plan for the Simultaneous Delivery of Housing Certificates for New Commercial Housing in Taiyuan City" was promulgated, which is clearly result-oriented, closely focusing on the goal of facilitating the people and benefiting enterprises, focusing on the implementation of relevant business "online, parallel and on-site offices", and opening a green channel for projects included in the "Housing Certificates and Simultaneous Delivery", so as to truly facilitate the people and benefit the enterprises. As mentioned in the work objectives, the work of "housing certificate delivery" will be officially launched in 2023 to promote the in-depth development of the city's "housing certificate delivery" reform. At the municipal level, the quality of the effective improvement and the substantial growth of the quantity, the counties (cities, districts) to formulate and introduce the corresponding work plan, and before the end of last year, strive to issue the first certificate of "housing certificate with delivery". By the end of 2025, the city's reform of "housing certificate delivery" has achieved remarkable results, and new commercial housing projects have basically realized "housing certificate delivery".
with a mortgage transfer" has a "Taiyuan plan".
In the second-hand housing transaction, the "mortgaged" second-hand housing transaction time is long, the risk is high, and the cost is high, which is a difficult problem that the masses reflect greatly. At the beginning of 2022, the Municipal Real Estate Registration Center conducted a special study on the "transfer with mortgage" business, and took the initiative to make breakthroughs and innovations on the premise of fully considering the demands of the masses, and came up with the "Taiyuan Plan". In the "mortgage transfer", the seller does not need to return the mortgage first to complete the transfer registration, and the buyer can transfer the mortgage to obtain a financial loan. And there is no need for intermediaries to participate, the service cost is low, and only the transfer registration and mortgage change registration are required, and there are few service links.
In November 2022, Ms. Wang, a citizen, and the bank obtained the real estate registration certificate of the house and the mortgage certificate of the bank at the same time, which is the first issuance of the certificate of "transfer with mortgage" of second-hand housing in our city, and paves a new way for the transaction mode of "transfer with mortgage" of second-hand housing in our city. At the beginning of May 2023, the enterprise service team of the Municipal Real Estate Registration Center provided door-to-door guidance for CCB Shanxi Branch and China Merchants Bank Taiyuan Branch to handle the procedures for "transfer with mortgage". In October 2023, at the "notarization + real estate registration" one-window joint window of the Chengnan Notary Office, the party Ms. Cao obtained the real estate certificate after the transfer, which is the first time in our province to complete the business ...... of the "transfer with mortgage" of the sealed house"Transfer with mortgage" is accelerating in our city.
In August 2023, Taiyuan issued the "Several Measures to Promote the Stable Development of the Real Estate Market", which clearly implements the service model of "mortgage transfer" for second-hand housing. When the real estate with a mortgage project is listed and traded, if it meets the relevant requirements, it does not need to repay the loan or advance in advance to realize the mortgage change, transfer registration and new mortgage establishment. The real estate registration agency shall handle the mortgage establishment registration, transfer registration, mortgage cancellation registration and other businesses on the same property according to the application, and carry out network interconnection with financial institutions and fund deposit institutions in a timely manner to achieve information sharing.
Registration service" innovates a variety of models.
Originally, I was going to transfer the ownership of the house, but I didn't expect the water and electricity to be passed together. A few days ago, Ms. Li Xiao, who handled the transfer of second-hand housing, said happily. In order to further improve the efficiency of property registration services, the real estate registration center, together with the departments of power supply, water supply and gas supply, jointly launched the joint handling of real estate registration business and water and electricity name change and transfer, so as to realize the transfer of second-hand housing, electricity meter, water meter, natural gas and other matters "one notification, one set of materials, one window acceptance, and linkage handling".
One thing at a time", the real estate business is better. Focusing on the goal of "reducing links, time, materials and costs" and "doing one thing well" for enterprises and the public, the real estate registration center continues to deepen reforms, optimize the business environment, simplify the process and compress the time limit to the greatest extent. Further integrate the reception window in the hall, implement the "one-number service", and increase the door-to-door service appointment window, online co-organization window and assistant window. Actively serve all enterprises and institutions, support provincial and municipal key projects, and jointly set up a "one-window acceptance" real estate window for public affairs, which can complete the acceptance, tax payment and certificate collection in one window, and truly realize the seamless connection of the whole process.
At the beginning of July 2023, the three cities of Taiyuan, Jinzhong, and Xinzhou will open the "intra-regional general office" business through "full online office", collection agency, multi-local joint office, etc., breaking the geographical space limitation and meeting the differentiated needs of different groups in different places. On December 29, 2023, the natural resources departments of Beijing, Tianjin, Hebei Province, Shanxi Province and Inner Mongolia Autonomous Region signed a framework agreement on deepening the "cross-provincial general office" of real estate registration in North China, and 16 real estate registration businesses can be "cross-provincial general office", becoming the first practice of "cross-provincial general office" of government services in North China.
Reporter He Juanfang photo Taiyuan Evening News.