Recently, medical insurance reform has become a hot topic in society. Some netizens said that the cost of medical treatment seems to have decreased after the reform, but there are also voices that the cost has not decreased, and even increased. So, what does the real situation look like?
The purpose of the medical insurance reform is to establish and improve a fairer and more sustainable medical security system, so that the broad masses of people can enjoy better medical services. The reform not only expanded coverage and increased reimbursement ratios, but also optimized the reimbursement process and strengthened supervision. These changes are closely related to everyone's health care.
For some common diseases and frequent diseases, the reimbursement ratio of medical insurance has indeed increased, which does reduce the financial burden for patients, and some examination items that previously required self-payment can now be partially or fully reimbursed, so that patients no longer hesitate because of the high cost of examination. In addition, the continuous expansion of the medical insurance drug list has also enabled more patients to reduce the cost of medication.
However, on the other hand, with the continuous advancement of medical technology, the use of high-value medical consumables is becoming more and more common, and these costs have not been reduced because of the health insurance reform. At the same time, the cost of some special diseases is also high because of the advanced technology and scarce resources. This also explains why some netizens feel that the cost of medical treatment has not decreased, and even increased.
Medical insurance reform is not only a policy-level adjustment, but also requires the joint efforts of medical institutions, medical staff, patients and the whole society. Health care reform is not simply about making medical care cheaper, but aims to find a balance between ensuring basic medical needs and improving the quality of medical services. In this process, policymakers need to fully consider various factors to ensure the smooth operation of health insurance**.