Everyone wants to be able to enjoy a reasonable pension after retirement, and for senior secondary school teachers, who have experienced hard work in education, pension accounting is a topic of great concern. In Shandong Province, a senior secondary school teacher's pension was recalculated for five months after retirement, let's take a look at the specific situation.
The senior secondary school teacher was born in July 1963 and retired in July 2023, turning 60 years old at the time of retirement, and has been enjoying pension benefits since August. He started working in July 1981, began to pay pension and occupational pensions in October 2014, and established an endowment insurance account at the same time. His deemed payment period is 33 years and 3 months, the actual payment period is 8 years and 10 months, and the cumulative payment period is 42 years and 1 month. He was a senior secondary school teacher with a professional and technical level 7 title, and was later promoted to a deputy senior professional and technical title. His average contributory wage index is 14987, the pension calculation base is 7468. In addition, the cumulative amount of his personal pension insurance account is 88,21079. The cumulative storage amount of the occupational annuity personal account is 11915636。
According to the new measures, the pension of the senior secondary school teacher consists of a basic pension, a transitional pension, a personal account pension and an occupational pension.
1.The basic pension formula is the pension calculation base of the province in which you retire (1 average contribution wage index) 2 1% of the cumulative contribution period. According to the calculation formula, the basic pension is 392613。
2.The transitional pension formula is the pension calculation base of the province in which the year of retirement is located, the deemed contribution index, and the deemed contribution period pass. According to the transition coefficient of Shandong Province, it is 13%, and the calculated result is 485207。
3.The formula of personal account pension is the cumulative amount of pension insurance personal account and the number of months. The result of the calculation is 63461。
4.The formula of occupational pension is the cumulative amount of storage in the personal account of occupational annuity, and the number of months of issuance. The result is 85724。
According to the above calculations, the pension of this senior secondary school teacher is 1027005。
1.The difference between the old and new methods is 10,27005-6280.23=3989.82。
2.The amount of additional issuance is the proportion of the difference between the treatment of the old and new methods. According to the proportion of additional issuance is 90%, the calculation result is 359084。
3.The basic pension is the old method of calculating the pension treatment - occupational annuity, and the calculation result is 901383。
4.The total amount of monthly pension insurance benefits is the basic pension occupational annuity, and the calculation result is 987107。
This paper analyzes in detail the process of calculating the pension of a senior secondary school teacher for 5 months after retirement. After recalculation, his official pension was 901383, which does not include occupational pensions. His pension level is not too high compared to others with the same title, although he has worked for 42 years and one month, but the average contribution index and deemed contribution index are low, resulting in a slight decrease in pension. What do we think about this result?Welcome to leave a message in the comment area, together**. Thanks for reading!Thank you for your comments and comments!