ThisQuestions are also often asked. When we do something, we have to judge whether it is worth it or not. Although there are common knowledge points, the answers are obviously not one-size-fits-all, and they must be combined with individual specific circumstances.
We, the group and the stars, as well as the readers, are of course the most worriedWill receiving unemployment insurance benefits have a negative impact on your next job search?。But after all, the unemployment benefit is what you deserve, and there is a feeling of "income even if you don't go to work", which is a small **. In fact, this is also your right, and of course you can fight for it if you want to. It's just that we'll have to see if it's necessary, or if the benefits outweigh the disadvantages or the opposite.
Do a little survey:If you lost your job, would you apply for unemployment insurance benefits?Please shake your hands and make a choice, helping others is also helping yourself.
The various pros and cons are actually in the options, which I have already described roughly.
Let's take a look at one of the most common questions, which have come up hundreds of times in our group.
Brother You's good!I want to ask if I am dismissed, if I apply for unemployment insurance or unemployment benefits, will it not be conducive to the background adjustment of the next job?”
It mainly depends on how long you have been unemployed and how to write this blank in your resume. If you have been unemployed for 10 months, have received unemployment benefits for 10 months, and your resume is also empty for these 10 months, i.e. you have not gone to work, you can apply for unemployment insurance benefits and unemployment benefits. If it's only been 3 months, there's no need to apply for unemployment insurance or any business grants. If you have been unemployed for 3 or even 8 years, you can apply, but you can only receive unemployment insurance benefits for less than 24 months, or a one-time unemployment benefit, not indefinitely.
ThisUnemployment benefitsMost cities do not, during the epidemic, there seems to have been a one-time unemployment allowance for 6 months, and the amount is also very small, only more than 1,000 yuan per month.
Let's look at the most likely to get itUnemployment insurance benefits。The so-called five insurances and one housing fund, you first see if your company has helped you buy unemployment insurance. There is no unemployment insurance benefit for three insurances and one housing fund, and there is no way for you to apply for unemployment insurance.
In addition, unemployment insurance benefits are mainly aimed at "residents", ieYour hukou is in the city where you are employedcan be applied, and the requirements are relatively rigid. It is not so easy to apply, that is, you have to go back to your place of residence to meet the first application conditions. And then,In your place of residence, you will have to pay unemployment insurance for more than 1 year, it is probably possible to receive it. Moreover, the unemployment insurance premium is very low, and it is indeed not worth receiving, "eating a small fish makes a fishy smell".
Take Shanghai, for example.
The minimum wage standard in Shanghai in 2022 is 2,590 yuan, and the unemployment insurance premium is generally a little lower than this amount, but the requirements for receiving it are not low.
If you have previously paid social security including unemployment benefits for more than 1 year but less than 5 years, you can apply for a monthly unemployment insurance benefit of 2,175 yuan from July 1, 2023Up to 12 months, which is mainly based on the number of months you have paid social security before, divided by 5 years;If you have paid social security for 6-10 years before, then the next one13th-18th monthYou can also receive unemployment benefits in the amount of 1,740 yuan per month;If you have paid social security for 11 years or more before starting your career, you can receive it again6 months of unemployment benefits
Actually, that's what it meansUnemployment benefits can be paid for up to 24 months, but only for two years, not to keep you on until retirement. In addition, you may see the "extended payment standard of 1510 yuan per month" in the picture above, which is not only lower, but also can only be applied for when those who retire with 2 years left are unemployed.
Therefore, in terms of economic benefits and difficulty of application, I don't recommend our group friends to apply, just this money, there is no need to toss. That's not the end of it, because you'll have to provide the following roughly ** materials:
1. Before becoming unemployed, the employer and you have paid unemployment insurance premiums in accordance with the regulations
2. Proof that you have interrupted your employment without your own will within the legal working age, that is, if you areBeing dismissed, removed from the company, or laid off by an employer or enterprise leads to unemploymentProof of the Certification;
3. Go to the relevant labor and social security department to register yourself as unemployed, and explain that you have job search requirements;
4. Fill in the Registration Form for Application for Unemployment Insurance Benefits
5. Resident identity certificate;
6. The certificate of termination or dissolution of labor (work) relationship issued by the unemployed person's original unit and the certificate of the date of suspension of wages (basic living expenses);
7. My unemployment certificate;
8. Proof of family planning and relocation relationship;
9. Other certificates and materials stipulated by the labor and social security department. As you can see, it is not so easy to apply, and you are unemployed after voluntarily leaving your job, which is not eligible for unemployment benefits.
Even if you apply for unemployment benefits, it is not suitable for us who take the path of professional managers, and it is easy for you to lose the fighting spirit to continue to find a job and make persistent efforts in the workplace.
This record is easy to see at a glance that he was dismissed, or that there is an obvious unemployment break, and it is not easy to get throughThanks for the answer!”
Yes, it is not conducive to job search and background checks later.
One, you can't embellish the amount of time you spend on your resume;Second, it is similar to acquiescing and telling the next family that you were fired, not renewed, laid off or even fired, which is more negative;Third, this amount of money is indeed "not enough to stuff the teeth";Fourth, it is not conducive to your other side hustles, and it is not conducive to self-motivation of job hunting mentality;Fifth, there are some negative effects of "reputation" problems;Wait a minute.
To sum up, for our group friends, star friends and readers, I suggest youAs a last resort, don't apply for this unemployment insurance benefit
I wish you all success in your career and family, and never lose your job!