Participation in social insurance can enjoy the following benefits:
1.Pension insurance: After paying endowment insurance, you can receive a monthly pension after retirement to ensure the basic life of the elderly. 2.Medical insurance: After participating in medical insurance, you can enjoy reimbursement and subsidies for medical expenses to reduce the medical burden. 3.Unemployment insurance: When you are unemployed, you can receive unemployment insurance money to maintain your basic livelihood, and at the same time, you can participate in vocational training and employment introduction, so as to increase the chances of reemployment. 4.Work-related injury insurance: When injured at work, you can get work-related injury insurance to protect the rights and interests of the injured employee. 5.Maternity insurance: Female employees can enjoy maternity insurance benefits when they give birth, including maternity allowance, medical expense reimbursement, etc. 6.Housing Provident Fund: After participating in the Housing Provident Fund, you can get low-interest loans and housing subsidies and other preferential treatments to help employees solve housing problems. 7.Survivor's allowance: If the insured person dies, the survivor can receive a certain survivor's allowance to ensure the basic livelihood of the family. In addition to the above benefits, you can also get some other benefits and benefits by participating in social insurance, such as: free health check-ups, free vaccinations, free legal aid, etc. Therefore, participating in social insurance can not only protect one's rights and interests, but also provide some financial support for the family. There are two main ways for individuals to participate in social security:
Manner. 1. You can choose to participate in employee medical insurance and employee pension as a flexible employment person, and the proportion of flexible employment payment is 20% of the payment base, and the pension and medical insurance treatment enjoyed is the same as that of office workers. If you choose to pay social security as a flexible employee, you need to pay attention to whether there is a restriction on the place of household registration, and there are still cities that do not support foreign hukou to pay social security as a flexible employee.
Manner. 2. You can choose to pay resident social security: you need to pay at the place of household registration or residence, including resident medical insurance and resident pension, pay once a year, the cost is a few hundred yuan, and the medical expenses can be reimbursed according to the corresponding proportion, and you can also receive a pension after a certain number of years.
Residents have less social security costs and relatively poor treatment;The flexible employment status of the employee social security, although the payment of more money, but the overall treatment will be better, not only pay a certain number of years can enjoy lifelong medical insurance treatment, but also can receive more pension. The specific choice of payment method should be combined with your own economic situation.
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