Some time ago, I was excited to share with my sisters that our company has also begun to engage in live broadcasts and store visits. I'm thinking about more and more opportunities to monetize.
Danan said in one word, it seems that business is not very good. Yes, the marketing managers are sighing that the more this project is done, the more it loses.
It is still difficult for companies to survive, let alone individualsThis also makes me think about how ordinary people should live a good life.
Munger said, "The importance of saving money is not how happy you are when you have money, but how embarrassing you are when you don't." ”
This year, in order to save money, I spent all my free time working part-time.
This year, I worked on holidays in order to earn a double salary.
This year, I barely bought anything other than the kids' essentials and a little snack.
This year, I only bought 2 t-shirts for myself and none of my other personal items.
As you can see from the previous article, I personally spend no more than 1,000 yuan per month.
Some people say what does it mean for me to live like this, like a machine?
But when I can give my parents a little living expenses, I can afford the mortgage. can pay the tuition fee for your child's interest class......
It makes me feel like it's worth it.
Desperately save money, in order to one day no longer be trapped by money.
A few days ago in the book "The Nature of Poverty", I read such a story:
People thought Parker was poor because he could only eat one meal in two days and was too weak to work. His children either dropped out of school to work or were sent to their grandparents' homes.
But when people go to Parker's house, they are stunned, Parker seems to be very rich, he has a TV, a **set and a mobile **, etc., and usually he drinks tea or coffee and listens to records.
Everyone asked him why he didn't take care of his health or send his children to school first when he had money.
Parker said, "I've got to have some fun with myself." ”
A lot of people get the order of spending money backwards, so they make a mess of their lives. Some of them have a bright and bright appearance, wearing coats of thousands of yuan and carrying tens of thousands of bags. But every day I am worried about how to repay Huabei and credit cards.
When it comes to saving money, it is not about not spending money, but about using it for more valuable things and slowly getting richer.
When I saw the data of the Ministry of Labor of Taiwan on the Internet on "Reemployment of Workers after Unemployment", I found that the original employment form was not very optimistic.
This data shows that once a worker over the age of 45 is unemployed, it takes an average of 6 months to find a new job, and 336% can't find a new job or give up.
Some time ago, because the work was not going well, I really wanted to do freelance work, and the online sisters also had this idea.
Later, when I thought about it, I was already very happy to have a job where I could be paid on time.
Although the company's efficiency is not very good, it never arrears wages every month and pays them on time. And I got a raise this year.
Later, if the mortgage falls on me, this salary will still play a big role in the mortgage.
So I'm going to work hard!
A few days ago, Weixi said that the ** of a certain platform of her lost more than 8,000 all of a sudden, and the total investment lost nearly 20,000. Here's what's going on in just these few months!
In the end, we all envy Da Nan, and keep the money in the bank on a regular basis, which seems to be more fragrant.
Slowly we began to seek stability, in the past, we would play with short-term convertible bonds, thinking that the stimulus yield is also high, but now considering the family and children, we have lowered our expectations and reduced the risk. I prefer to be slower and steady.
Writer Lian Yue said: "The standard of investment is that you have to settle your family's life in advance, and then you have spare money before you can use it for investment."
After the investment fails, you have to ensure that your family has enough food and clothing, and if you fail to follow this standard, you will be killed by the investment. ”
After all things considered, I prefer the principle of putting money on multiple plates, and seek progress in a steady way.
At present, the regular investment will continue to be fixed, and the regular investment will be a little smaller than before. I still want to see when I can get out of the smile curve. I believe in the magical power of compound interest.
In addition to this, the money from the side hustle is intended to be saved on a regular basis. Want to see how much I can save in a year. Rubbing your hands together indicates that you are looking forward to it.
Above, in 2024, let's get rich together!