SPD Bank credit card application process.
1. Handling conditions.
1.Be between the ages of 18 and 60 and have full capacity for civil conduct;
2.Have a stable job and income, and have the ability to repay on time;
3.Good personal credit history and no bad credit record.
Second, the handling process.
1.Prepare the materials.
1) Original and photocopy of ID card;
2) Proof of employment or proof of income;
3) Residence permit (if any);
4) Other supporting materials (such as social security card, provident fund deposit certificate, etc.).
2.Select the bank and card type.
Choose a bank and card according to your needs and actual situation. SPD Bank has a variety of cards to choose from, including regular credit cards, platinum cards, co-branded cards, etc.
3.Fill out the application form.
Go to the branch of the selected bank or ** application platform, fill in the application form and submit the relevant materials. When filling out the application form, you need to pay attention to filling in true and accurate information.
4.Review and approval.
The bank will review and approve the applicant's materials, which generally takes 7-10 working days. After approval, the bank will send the credit card to the address provided by the applicant.
5.Activation at card opening.
After receiving the credit card, follow the instructions provided by the bank to activate the card. After opening the card, you need to set a password and bind it to a third-party payment to ensure the safety of use.
3. Precautions.
1.Truthful and accurate information must be provided when applying, as false information may result in the application being failed or the credit card being deactivated
2.Repay the loan on time to avoid bad credit history after overdue;
3.Pay attention to the security of personal information and do not disclose personal information at will
4.If you have any questions or need help, you can always contact the bank's customer service.
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