In 2024, China's pension is expected to usher in the 20th consecutive year**. Based on current information and analysis, the increase in pensions is expected to be 3Around 8% to 4%. The determination of this increase is mainly influenced by three factors: the growth of the average social wage, the price situation and the affordability of pension insurance.
Since 2005, the pensions of corporate retirees have increased year by year. In the first few years, the increase in pensions was determined by % and 70% of the growth rate of the average social wage in the overall area. Since 2008, the pension has been adjusted to 10% of the per capita pension of the previous year, and has continued until 2015. After 2016, the pension adjustment implemented the unified adjustment of enterprises and government institutions, with an increase of 6Fluctuates between 5% and 5%.
From 2021 to 2023, the growth rate of pensions will decrease year by year, which is % and 3., respectively8%。The pension adjustment in 2024 is also affected by other factors. For example, the growth of the average social wage, the increase in prices, and the affordability of pension insurance**. According to reports, the increase in pensions in 2024 is expected to be 35%, but how much it can be increased depends on the level of the retiree's basic pension. Taking a retiree with a basic pension of 3,000 yuan as an example, his pension increase is about 105 yuan.
However, due to the pressure of social security and the regulation signal, the pension adjustment plan may face downward pressure. In addition to the adjustment of the increase, the pension system in 2024 will also usher in several other major adjustments, including the adjustment of the pension payment time, the adjustment of the pension adjustment method, the adjustment of the pension range, the relaxation of the conditions for receiving the pension and the increase in the way of receiving the pension. These adjustments are designed to better meet the needs of older people, safeguard their basic living needs, and improve their quality of life.
In general, the adjustment of pensions in 2024 will profoundly affect the interests of every retiree. Retirees should pay close attention to the relevant policy information, keep abreast of their rights and coping methods, and reasonably plan their personal financial life to ensure that their later life is fully protected.