Peasant workers are the main body of China's industrial workers and an important force in the country's modernization drive. In recent years, CCB Hunan Branch has always been committed to the mission of serving the people through finance, continuously broadened the breadth and depth of inclusive financial services, and actively contributed to CCB's efforts to focus on migrant workers.
Timely arrival to alleviate the difficulty of enterprise funds.
Your bank solves problems, does practical things, and provides warm-hearted service to show the image of a major state-owned bank with warmth, responsibility, and doing practical things for people's livelihood." On January 9, 2024, Changsha Normal University Sub-branch under the jurisdiction of Changsha Hexi Sub-branch of CCB received a letter of thanks.
A month ago, the quantitative landscape construction of transportation facilities in Jin'an, Hunan Province was anxious about the funding problem. Due to the continuous pressure on capital turnover, in order to ensure the smooth payment of salaries to various labor teams and migrant workers at the end of the year, enterprises plan to alleviate the urgent need through short-term online loans.
After learning about the matter, the staff of the Changsha Normal University Branch of the Construction Bank took the initiative to come to the door to understand the situation, and after risk research and judgment, they formulated a financing plan for the enterprise in accordance with the relevant policies, and in just a few days, the loan of 5 million yuan was hit to the company's account. "The owner was very personal and never owed us wages. "More than 400 migrant workers received their wages as scheduled and could happily return to their hometowns for the Chinese New Year.
The construction project is paid according to the schedule, and there is a certain lag in the allocation of funds. Through big data analysis and model calculation, we automatically issue special financing funds to enterprises to solve the problem of insufficient funds for migrant workers' salaries from the source. The relevant person in charge of Hunan Construction Bank introduced.
CCB has been serving the construction industry for a long time, accumulated rich service experience, and innovatively launched a package of comprehensive financial service solutions, including "Migrant Workers Benefit" and "Xiangjiang Tong", to achieve timely and accurate payment of migrant workers' wages. Taking "Migrant Workers' Benefit" as an example, it is based on the first-chain finance, through the integration of resources from all parties, the labor subcontractor's wage receivable to the construction enterprise is realized in advance, and the wages are paid in a timely manner throughout the whole process and online without increasing the cost burden of migrant workers, so that migrant workers can "receive wages on a monthly basis".
Door-to-door service to solve the problem of workers' "salary".
Today is the day of the payment of wages on our construction site, and the workers are looking forward to it, but there are still a few new employees who do not have your bank's salary card, what can I do? ”
Approaching the New Year, CCB Yongzhou Xiangyong Road Sub-branch received a request for help from the person in charge of Yongzhou Yunyu Mountain and River Song Project Department. Due to the tight construction period and the high overlap between the working hours and the bank's business hours, it has become a worrying "salary" for workers to apply for a card and receive wages.
There is no trivial matter in service, and the branches and leaves are always related. Knowing that 10 employees could not go to the branch to open an account, the bank immediately dispatched staff to handle the door-to-door card opening business to ensure that the salary was received smoothly.
At the scene, the staff also explained in detail the financial knowledge such as not being able to rent out the loan account, not being able to easily inform the verification code, and typical cases of anti-wire fraud, so as to protect the "money bags" of migrant workers and deliver all-round, professional and warm financial services to the "last mile".
All in one network, and online salary workers.
In order to better ensure the payment of migrant workers' wages, on July 12, 2023, Hunan CCB and the Hunan Provincial Department of Human Resources and Social Security officially announced the launch of the "Safe Wage Worker" platform in the province. The "Safe Salary Worker" platform can realize the comprehensive service of the whole process of deposit, use and refund of migrant workers' wage deposits, and achieve efficient services such as zero errands for application, no contact for review, no meeting for payment, paperless filing, and no out-of-home monitoring, and effectively promote the visualization, digitalization and intelligent supervision of migrant workers' wage deposits.
As the first pilot customer of the "Ansheng Worker" platform, the financial staff of an engineering company in Hunan shared her experience of using it: "You don't need to go to the human resources and social security department for fund verification, you can apply online; Bank account opening information can also be transmitted online, making the account opening procedure easier. This platform has saved a lot of labor costs and time costs for our business. ”
In recent years, relying on the advantages of financial technology, CCB Hunan Branch has actively responded to the Hunan Provincial Migrant Workers' Wage Supervision and Protection Policy, and has continuously contributed to the payment of migrant workers' wages for five years from the initial launch of the "Xiangjiang Tong" system to the launch of the "Safe Wage Worker" platform in the province.
The cold winter is not cold, and the warm harbor welcomes home.
For the majority of migrant workers, the fatigue of the year seems to have passed in the days of flowing water, and the joy of returning home is the heaviest emotion in the heart at this moment. The Spring Festival has begun, and the "Laborers' Harbor" of Hunan CCB can be seen at all major transportation stations in Hunan.
On the morning of February 1, Huaihua CCB's "Workers' Harbor" went to Huaihua Railway Station to send blessings to the workers who returned to their hometowns. Among the pedestrians, there are white-headed couples who grow old together, and there are mothers with spring breezes and several of her children.
In order to make the event go smoothly, the volunteers of Huaihua CCB Workers' Harbor made full preparations in advance, not only prepared hot tea, but also carefully selected practical gifts, such as storage jars, Spring Festival couplets, red envelopes, paper towels and other souvenirs, which were loved by everyone, to meet the needs of the workers during the Spring Festival, and also to wish them a prosperous new year.
In order to solve the problems of migrant workers' bank account information inquiry and various living expenses, the employees of "Laborer's Harbor" demonstrated how to use mobile banking and how to find CCB's "Laborer's Harbor" as soon as possible, so that they could find a place to drink water and rest.
Xiaoxiang Morning News reporter Li Xinzhi correspondent Jian Xiangxuan.
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