In 2024, the length of service has reached the 30th anniversary, but there are still 5 years to reach the statutory retirement age, can I choose to retire early? If you are not a civil servant, just an ordinary employee of an enterprise, or an ordinary employee of a private enterprise, then even if you have worked for 30 or 40 years, even if it is a longer period of time, you cannot retire early. Because non-civil servants want to retire early, there are only two possibilities, one is a special type of work, and the other is a complete loss of ability to work due to illness.
If you don't meet one of these two possibilities, you can't retire early, as you said, you still have 5 years to go before the statutory retirement age, then that means you have to work for another 5 years, until the statutory retirement age, before you can apply for retirement normally and enjoy the treatment of receiving a monthly pension. Of course, there is no harm in working for a few more years, on the contrary, your cumulative contribution period will be higher, and you will not have any problems with your salary income during the working period, which means that you can earn a few more years of salary. For those in service, it is completely acceptable.
Mainly for those who are not employed, such as flexible employees, they do not have a fixed work unit, and there is no fixed economic income, and they really want to retire one day earlier, because the earlier they retire, they will enjoy the pension treatment one day earlier, and they do not have to pay the corresponding social security benefits, it is conceivable that the idea of flexible employees looking forward to retirement, we can all understand, but as a flexible employee, he cannot retire early after 30 years of service, if he does not belong to a special type of work, and total incapacity for work due to illness. Naturally, you can't retire early, and you can only retire until the statutory retirement age.
As a flexible worker, we are less than 5 years away from the statutory retirement age. He can actually enjoy the subsidy treatment of social security, that is to say, enjoy the social security subsidy, which is equivalent to a large part of the total amount of your payment can be subsidized, which can really reduce the pressure on us to pay social security, for example, your annual payment of pension insurance and medical insurance may be as high as about 20,000 yuan. However, if you meet the conditions for social security subsidies, then you can basically subsidize about 2 3, and you should get 13,000 14,000 yuan of social security subsidies. In this way, you can greatly reduce your own economy.
Therefore, we don't need to worry about this problem, because although you can't retire 5 years in advance, but in the last 5 years, whether you pay endowment insurance or medical insurance, as long as you participate in the insurance in accordance with the way of flexible employment, you can enjoy the corresponding subsidies, and finally your 5 years of payment pressure will not be very large, then 5 years later to reach the statutory retirement age to apply for retirement can be, after all, you can also pay 5 more years of social security, and the future retirement pension will be higher, Totally in their favor.
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