In the previous article, I mentioned a few requirements for a well-developed autotrophic assessment system. In this article, I will focus on the issue of virtual credit cards for payment methods, and how to avoid credit card associations.
First of all, we need to understand the significance of the existence of credit card-linked risk control mechanisms. On the cross-border e-commerce Amazon platform, the credit card association risk control mechanism is to prevent fraud and violations, protect the interests of consumers and sellers, and the development of the platform.
Specifically, the credit card linkage risk control mechanism includes the following aspects:
1.Prevent fraud: By detecting and identifying unusual transaction behaviors, such as large purchases in a short period of time, frequent account changes, etc., these behaviors can be a sign of fraudulent behavior.
2.Prevent violations: There are many rules and restrictions on Amazon, such as prohibiting swiping and malicious purchases.
3.Improve transaction security: By detecting and identifying credit card associated risks, transaction risks can be reduced and transaction security can be ensured.
4.Improve user experience: Identify and deal with potential issues in a timely manner to improve the success rate and speed of transactions.
So, what behaviors trigger Amazon's association mechanism with credit cards?
1.Same payment card information: Using the same payment card information across multiple stores, including card number, cardholder name, expiration date, etc., is one of the main reasons for payment card association.
2.Same bank account: Payment cards may also be linked if multiple stores use the same bank account to make payments.
3.Abnormal transaction behavior: Abnormal behavior, such as purchasing a large number of goods in a short period of time or returning a large number of goods, may trigger the risk control mechanism.
4.Sharing sensitive information: Sharing sensitive information, such as email addresses, ** numbers, shipping addresses, etc., between multiple stores or buyer IDs.
In addition to the general association behavior described above, there are times when Amazon performs association checks on a segment-by-card basis. If the card segment used happens to be in the blocked card segment, then the accounts may be linked. Therefore, we need to make sure that the credit card segment used is secure.
How can I avoid credit card linking? Here are a few suggestions:
1.Upstream preparation: Determine the available credit card segments through testing. This requires an advanced deck and technical setup to test quickly. After testing hundreds of cards, the ones that survived were the ones that could be used. Although this solution is more expensive, it can ensure the security of your credit card.
2.Different payment information: Make sure that the payment card information is different for each store and avoid using the same payment card information. This avoids triggering the credit card linkage mechanism.
3.Different bank accounts: Use different bank accounts to make payments to avoid linking bank accounts because they are the same. This requires opening a different bank account for each store or using a third-party payment platform.
4.Active bank accounts: Keep your bank account active and have enough funds to support your orders, avoiding long periods of no transactions or insufficient balances. This can improve the credibility of the account and reduce the risk of being linked.
5.Pay attention to abnormal transactions: Pay attention to abnormal situations during transactions, such as payment failures, card number rejections, etc., and contact the bank or credit company in time to solve them. This avoids credit card linking due to anomalies.
6.Avoid sharing sensitive information: Avoid sharing sensitive information across multiple stores, such as email addresses, ** numbers, shipping addresses, etc. This reduces the risk of credit card associations due to information sharing.
7.Use a virtual credit card: A virtual credit card is a virtual credit card that provides security when shopping on the website. Using a virtual credit card prevents the real credit card information from being linked, as each virtual credit card can only be used once. However, please note that virtual credit cards also have certain risks and need to be used with caution.
8.Build a good credit history: Maintaining a good credit history on your credit card is also one of the important factors to avoid association. Timely repayment and avoiding overdue payments can improve credit scores and reduce the risk of being linked.
9.Use a third-party payment platform: Using a third-party payment platform can provide an extra layer of security. The third-party payment platform will review each transaction to ensure the authenticity and legitimacy of the transaction, thereby reducing the risk of being linked.
10.Custom address: The platform will control the billing address of the credit card. You need to use a card counter with a custom billing address to ensure that the billing address of the credit card is consistent with the consignee's information and address.
In order to avoid stable use of Amazon reviews, we need to prepare upstream, different payment information, different bank accounts, active bank accounts, watch out for transaction anomalies, avoid sharing sensitive information, use virtual credit cards, establish a good credit history, and use third-party payment card counters with customizable billing addresses. In this way, we can ensure the stable use of our self-raising number and reduce the risk of being linked.