Without further ado, you can apply up to 5 companies! Just follow the correct order! Corporate credit enterprise tax loans, the general amount is between 1 million and 5 million, and there are currently 20 banks on the market to do corporate tax loans, and there is a correct order of application, and this application order, together with the staff of the bank with you are not very clear, experience in the accumulation, Wu Yue summarized the general requirements of enterprise tax loans and the reasons for being withdrawn, as well as banks that can handle corporate tax loans.
Requirements for corporate tax loans
[1] Time of enterprise registration: 24 months or more (12 months for individual banks).So as you can see from above,From credit granting agencies, license requirements, tax ratingsandCredit inquiryDifferent banks have their own requirements, as long as they find their differences, then the loan amount can be maximized.[2] Date of change of legal entity: Minimum 3 months.
[3] Tax cycle:12+1 months from the first tax payment.
[4] Tax bracket: ABM, AB level can be admitted, and individual M level can also be admitted.
[5] The amount of tax paid: Individual more than 5,000 yuan, general more than 10,000 yuan.
[6] General tax: VAT + income tax.
[7] Quota calculation: Total tax payment in the past 12 months (double tax) 10) - liabilities (credit balance) +
[8] Credit granting institutions: There are no more than 5 banks of the same type, and each bank has different requirements (some require 2, 3, 5).
[9] Legal person credit information:The overdue period within 2 years shall not exceed 3 consecutive 5 years, and there shall not be 2 overdue times in the past 6 months.
[10] Inquiry: No more than 8 inquiries in 3 months, and individual inquiries are not seen.
[11] Interest:Annualized 3Between 55% and 9%.
[12] Credit amount: The maximum credit of a single bank is 5 million.
Finally, I am Wu Yue who is doing loans in Zhengzhou, I hope you don't need the loan, in case you do, I wish you a good person!