Enterprise tax loans are generally interest first and principal later, and the principal is repaid once a year, so in the renewal of the loan in the coming year, there will be some customers who encounter the situation that the money is repaid and cannot be released
Reasons for the withdrawal of corporate tax loans
1. Credit report overdue:
General enterprise tax loan requirements: legal person credit investigation: overdue within 2 years shall not exceed 3 consecutive 5, there can be no 2 overdue times in the past 6 months, no more than 8 inquiries in 3 months, and individual inquiries shall not be seen.
2. The original tax loan order is wrong
If you have several tax loans, then after the CCB tax loan is due and repaid, then there will be tax loans from other institutions on the credit report, and if CCB is not the second one, then it will cause the situation that the CCB tax loan cannot be renewed.
3. Administrative penalties: For enterprise loans, the license is not allowed to be abnormal or administrative.
4. Judicial proceedings, legal persons are subject to the enforcement limit
5. Sales have dropped sharply: Sales can decline, but not significantly, which will also cause corporate tax loans to be withdrawn.
6. (Balance Sheet + Income Statement) is: This cannot be done either in the process of applying for a loan or in the follow-up
The above is the reason why the corporate tax loan was withdrawn summarized by Wu Yue, and more discoveries will be added in the future.
Finally, I am Wu Yue who is doing loans in Zhengzhou, I hope you don't need the loan, in case you do, I wish you a good person!