How to let young people live in peace in the "big era of renting" is indeed a major problem facing now.
More and more young people are entering the city, especially like the first-tier cities, and the housing prices are really overwhelming. Especially in the context of the country's vigorous development of affordable housing, this long-term risk-free rental model is increasingly favored by young people.
According to the data, the home ownership rate in rich European countries is very low, such as Germany, where the home ownership rate is only 50%, which means that half of the population lives in rent.
This shows that the Fuyu population tends to invest funds in capital areas such as *** for a long time, and will not invest funds in fixed assets such as houses. In the current market, the rent-to-sale ratio is disproportionate, and the landlord's mortgage is much higher than the rent, and the days of rent-to-maintenance loans are gone.
There are two main reasons why young people are more inclined to rentFirst, there is too much pressure on mortgages
At present, although the real estate market is cooling, housing prices are still high, especially in first-tier cities, the ratio between young people's income and housing loans is still not coordinated, they are not willing to bear the pressure of mortgages for the rest of their lives, or choose to go to small cities for retirement, so young people are not willing to be trapped in real estate.
Second, the marriage rate has decreased
At present, the marriage rate of young people is decreasing, for us, starting a family must have a house, and more and more unmarried, they do not choose marriage, let alone choose a house, they advocate a free and easy lifestyle.
Therefore, it should be the trend of the times to increase the construction of affordable housing or increase the construction of rental apartments!
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