Advice to netizens: Don't vouch for others. Otherwise you will regret dying.
The "best friend" who owes me 380,000 yuan still didn't survive this New Year after all. A few days ago, in a cramped rental house, she died of breast cancer. I am not surprised by her departure. Although I don't gloat over this, I know that this is the inevitable end for her, and the best place for her.
There is a wonderful saying: debts owed must be repaid after all, and if you don't, God will let you pay them in another way.
It's just my 380,000, and it's just a waste.
What she owes is not only my 280,000, but also the hard-earned money of many people. I heard that there were more than 10 million yuan, all of which were raised by his relatives and friends to help her. Now that she is gone, more people want to cry without tears.
I have been friends with this so-called "best friend" for more than 20 years.
It turns out that she is a brand ** merchant and has her own studio. Her offline team is very large, and other people's performance is closely related to her, and the commission is so generous that she can't spend it all. In her social circle, she is a rich woman in the eyes of people. However, the accumulation of wealth is often accompanied by a test of human nature.
She earned money for the family alone, and she single-handedly made the whole family live a luxurious life. Traveling abroad is as easy as visiting relatives.
I have a good relationship with her, she treats me like a sister, and gives me every care at all times and everywhere. In the eyes of others, I was like her best friend.
That year, she offered me to make money with her, and I became her sales specialist. When it comes to business development, I'm no newcomer, and my sales performance is quite impressive. Although my performance is closely related to her commission, it does not affect my income. In fact, I did pay off handsomely for it.
However, when I was just starting to make money, she told me another news: she planned to expand and become a regional businessman. But she needed plenty of money.
So, she made a tempting offer to me: lend her 500,000 yuan, and she will give me dividends.
I really can't afford such a large number. However, I couldn't say no. I know her abilities and trust her. So, I raised money everywhere, borrowed some from relatives and friends, and finally scraped together 180,000 yuan and handed it over to her. It's pretty much all my savings, pouring everything I have, just to support her.
She said to give me dividends, but I haven't seen a penny in more than a year.
Later, she said that because of the large number of purchases from multiple stores, the capital turnover could not be turned, in order to alleviate the financial pressure, she had asked a friend who worked in a bank for help, and the other party promised to lend her 200,000 yuan, but needed a reliable guarantor.
She thought of me.
She said that the stability of my job and the reliability of my income, as a guarantor, are undoubtedly the most reassuring.
I have no doubt about her ability, judging from her strength and spending power, 200,000 is a drop in the bucket for her.
So, although I didn't know the person who lent her money, I was happy to vouch for it.
However, unexpectedly, not only did I fail to recover the 180,000 yuan loan, but even the 200,000 yuan guarantee became my debt. Her inability to repay caused the bank friend to take out my signed guarantee and threaten to file a lawsuit against me.
Overnight, I had gray hair.
When I got home, I never dared to confess the truth to my family. I can only sign an agreement with the creditor to repay 5,000 yuan every month.
In order to pay off my debts, I went out early and returned late and traveled around to expand business relationships. My husband saw that I was busy every day, and the business seemed to be busy, but he never saw any income in my hands.
He asked me curiously, "You are so busy every day, and your business seems to be good, why do you still have no money in your hand?" ”
I really didn't dare to let my husband and son know.
The failure of the girlfriend's career is actually not accidental. Her stall was spread too big, as if she was gradually losing herself in the pursuit of everyone. She aspires to be a role model for everyone to look up to, but her abilities can't keep up with her ambitions. Spending far more than he earns, eventually leading to the breaking of the capital chain.
Like an avalanche, it was not only the business that collapsed, but also the arrogance and vanity in her heart.
I asked her for debts many times, and each time she always said sorry to me apologetically and promised to pay me back first.
Later, I realized that those who were willing to lend her money were relatives and friends with whom she had a deep friendship. They even went so far as to sell their house and spend all their possessions just to get a piece of the investment. These people chose to trust her because of her trusty abilities, and who would have foreseen that her business would fail?
Many people forced her to pay back the money, and some even took a knife and put it on their neck, saying that if they didn't pay back, they would die in front of her. She remained unmoved. Back and forth: "I will definitely pay you back when I make a comeback, but now, I really don't have it." ”
But then I found out that she posted her ** abroad in the circle of friends. It's a lot of fun.
I can't help but wonder, is she really comfortable using my hard-earned money as her own capital to travel the mountains and rivers? Looking at the ** she posted in her circle of friends, I have mixed feelings in my heart. The scenery and food she flaunted seemed to be a mockery of me. And she told me in an understatement tone that those ** were memories of the past, just to show that she was still doing well.
This kind of excuse is also too clumsy. **There is a time watermark on it.
In a fit of rage, I haven't contacted her for a long time.
Later, she called me once, and her voice revealed frustration. She told me that she had been diagnosed with breast cancer.
She even said that this was God's punishment, which made people sigh at her self-knowledge.
She said that she called me ** because she longed for someone to talk. She confessed that her friends had left her, and although she owed me money, she had found that rare trust and reliance in me. Her words were full of helplessness and sadness, and I couldn't help but feel emotional, many people thought that it was her retribution, but I couldn't fall for her.
I don't know exactly when she divorced her husband, only that her house has been transferred to the names of her two children. A friend revealed that her divorce was actually fake, and she wanted to quietly transfer her property to ensure that her family's life was worry-free.
I can't believe she would do such a thing.
Later, the creditors joined forces to sue her, and the court issued a judgment that she must repay the debt. For her, however, the verdict seemed like a useless blank slate. Now she is divorced, the house has been transferred to her husband, and she rents a rental house by herself. Faced with such a dilemma, what can she use to fulfill the court's judgment?
Once, in order to repay her money, I walked into her rental house, and what I saw was her withered figure tormented by illness.
I can't help but think of how glorious she used to be, and now she ended up like this. I couldn't bear it, so I accidentally lent her a thousand dollars again as her life.
I had come to collect the debt, but I never thought that I would give her another thousand dollars.
She said I was different from those who abused, persecuted, and cursed her. I never forced her, not even a harsh word to her. She confessed that I was the one who made her feel the most guilty in this life.
However, I actually have a deep resentment towards her in my heart, but in the face of her current situation, all my anger has nowhere to vent.
Perhaps God also thought she was guilty, so he gave her the punishment she deserved. What can I do? Will she pay me back if I scold and fight her?
I can't do anything that harms others and is not good for myself.
There is also a saying: If others owe you, Heaven will always repay you in another way.
I am convinced of this. My money has been lost, but I am still alive and healthy. And she, owing money to others, paid the price with her life.
I don't mean to gloat, but I just want to remind everyone that you need to be cautious about guaranteeing others, even those close to you. As for lending money to others, it depends on the circumstances and there should be a provision for non-recoverable money at the time of lending. Social variety