With the development of society and the intensification of population aging, more and more people have begun to pay attention to the issue of social security and pension. For many people, social security has become an important part of their retirement life. So, if a person has paid social security for 15 years, can he quit his job and wait to receive his pension?
First of all, we need to understand the basic provisions of social security. In China, social security is managed and regulated by the state and aims to provide basic living security for workers. Generally speaking, social security includes endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance. Among them, endowment insurance is an important part of social security, and it is also the content we want to focus on today.
So, what is pension insurance? To put it simply, endowment insurance is an insurance system established to ensure that workers can maintain their basic livelihood after retirement. When workers reach the statutory retirement age and meet certain payment conditions, they can receive a pension to ensure their basic living needs.
So, back to our question, if a person has paid 15 years of social security, can he quit his job and wait to receive his pension? The answer is no. In our country, the prerequisite for receiving a pension is to reach the statutory retirement age. Generally speaking, the retirement age is 60 for men and 55 for women (50 for female cadres). A pension can only be received when a person reaches the statutory retirement age.
Of course, if a person has paid social security for 15 years, even if he has not reached the statutory retirement age, he can choose to continue to pay or stop paying. If you choose to continue to contribute, you can receive a larger pension when you reach the statutory retirement age. And if you choose to stop making contributions, you can only receive a basic pension when you reach the statutory retirement age.
In addition, it is important to note that if a person resigns or loses his job before reaching the statutory retirement age, his social security contribution record will be interrupted. This will affect the amount of pension he will receive in the future. Therefore, for those who have paid 15 years of social security, it is recommended to continue working and continue to pay social security contributions if they have not yet reached the statutory retirement age.
Hotspot Engine Program To sum up, after 15 years of social security contributions, you cannot directly resign and wait for your retirement pension. To receive a pension, one must meet the conditions of the statutory retirement age. For those who have paid social security for 15 years, it is recommended to continue to maintain payment records to protect their future pension rights. At the same time, you can also consider other pension security methods, such as commercial pension insurance, to provide more comprehensive protection for your retirement life.