In recent years, the domestic real estate market has shown a clear trend of adjustment, and this trend will continue from 2024 onwards. withRoom rate**PropertyThe market value has shrunk, for having multiple setsPropertywill face a range of far-reaching impacts. According to data released by the central bank, there are two or more sets of urban households in ChinaPropertyThe proportion is as high as 415%, which means that many households will be directly affected by the correction in the housing market, and the future trend is also closely watched. This article will ** hold 2 sets or morePropertyof the family may face three outcomes and look ahead to the future of the real estate market.
From April 2023, domesticSecond-hand housingThe number of listings has increased dramatically in major citiesSecond-hand housingThe number of listings exceeded 150,000 sets, of which Chongqing exceeded 250,000 sets. Second-hand housingThe difficulty of the transaction has increased, and the market demand has declined, resulting inPropertyof liquidity deteriorated. Compared to before, the current oneSecond-hand housingThe market is no longer as easy to trade as it used to be, and even if the price is reduced**, it is difficult to monetize. With the deepening of the property market adjustment, the liquidity of the house will decline more and more, making it possible to hold multiple unitsPropertyIt is difficult for them to cash in time and may fall into a passive situation.
Hold multiple setsPropertyFamilies can consider using their funds flexibly, appropriately reducing the selling price to increase the speed of transactions, or seeking long-term stable tenants to increase income. At the same time, strengthening the study of market information and adjusting strategies in a timely manner will help to reduceLiquidity risk
Hold 2 sets or morePropertyUnder the current adjustment of the real estate market, they are facing the dilemma of increasing pressure to hold houses. On the one hand,PandemicMany people have purchased multiple sets beforeProperty, whilePandemicAfter a decrease in income or unemployment, there is still a high mortgage pressure, which exacerbates the family's situationEconomyBurden. On the other hand, it is relative to having 1 setPropertyfamily, holding multiple setsPropertyhouseholds will have to pay higher strata fees, heating bills, repairs**, etc., and these costs will be gradually paid each year**. Therefore, hold multiple setsPropertyFamilies will face heavier pressure to hold their homes and need to be cautious about the futureEconomyChallenge.
Families can be diversifiedInvestmentsDiversify risks, reasonably plan family financial budgets, and set aside sufficient emergency funds. In addition, it is advisable to seek advice from a financial or tax professional to help manage family assets effectively and reduce the stress of owning a home.
It is a pity that the real estate market of the futureSmall and medium-sized citiesand big citiesRoom rate**are likely to be gradually linked to the income of local residents. For holding multiple setsPropertyfamily, this means:PropertyMarket capitalization is likely to continue to shrink. Compared with third- and fourth-tier cities, first-tier citiesRoom rate**has reached a high level, the transaction cycle is longer, andRoom rate**With a ratio of more than 40 to income, it takes longer for families to buyProperty。The adjustment of the real estate market in the future will make it possible to hold multiple unitsPropertyfamily may facePropertyThe market value is shrinking.
It is recommended that families pay close attention to the trend of the local real estate market and policy adjustments, and adjust their holdings in a timely mannerPropertyThe structure is reasonably evaluated according to market conditionsPropertyvalue to prevent losses caused by continued shrinkage of market capitalization.
For holders of 2 sets and abovePropertyThe future correction of the real estate market will bring challenges such as reduced liquidity, increased pressure on property ownership, and continued shrinking market value of real estate. Households need to respond prudently to market changes, manage assets effectively, and plan carefully for future development. Timely adjustment of strategies and diversification of risks in various aspects are the key for families to cope with the adjustment of the real estate market in the future, and can also better ensure the financial stability and sustainable development of families.