The country's first first-tier city to comprehensively optimize purchase restrictions has finally appeared.
On January 27, Guangzhou issued the "Notice on Further Optimizing the Policies and Measures for the Steady and Healthy Development of the Real Estate Market in Our City" (hereinafter referred to as the "Notice"). It is mentioned that within the scope of the purchase restriction area, the purchase of housing with a construction area of more than 120 square meters (excluding 120 square meters) is not included in the scope of purchase restrictions. In addition, the existing houses with a construction area of more than 120 square meters are not included in the accounting of the number of housing units owned.
What is particularly noteworthy is that Guangzhou has also made it clear that within the scope of the purchase restriction area, if a household uses its own housing as rental housing and goes through the housing lease registration and filing procedures, or obtains the ** information code in the municipal stock housing transaction system and lists the plan**, the number of family housing units will be reduced accordingly when purchasing housing.
That is to say, if the housing under the name is used for rent or listing, it is also not included in the number of housing units owned, that is, it supports "rent-one-buy-one" and "sell-one-buy-one".
At the same time, it supports the "integrated handling of transfer and merger registration", and for houses that meet the conditions for merging real estate property certificates, buyers can apply for transfer registration business and merger registration business at the same time. Commercial service properties are no longer limited to the objects of transfer, and can be transferred to legal entities or individuals.
This is also only four months later, Guangzhou once again adjusted the purchase restriction policy.
The last ** whole is in September 2023, when Guangzhou issued a notice that except for Yuexiu, Haizhu, Liwan, Tianhe, Baiyun (excluding Jianggao Town, Taihe Town, Renhe Town, Zhongluotan Town), Nansha and other districts, other areas are no longer restricted. In addition, in the above-mentioned restricted areas, non-Guangzhou residents only need to pay social security or individual income tax for 2 consecutive years to buy a house, compared with 5 years previously.
With this adjustment, as of now, Guangzhou has almost canceled the purchase restriction in the whole area. In particular, the policy proposes that the relaxation of the purchase restriction on housing of more than 120 square meters also releases a signal, that is, to support the consumption of improved housing.
In this regard, Li Yujia, deputy director and chief researcher of the Guangdong Provincial Housing Policy Research Center, said that the "Notice" first starts from the demand side, reduces the restrictions on large-scale housing purchases in the restricted areas, and supports "selling and buying."
1. "Rent, buy, and buy" are conducive to promoting the timely entry of improved demand into the market, and are also in line with the characteristics of the large proportion of improved demand in the central area.
Yan Yuejin, research director of the E-House Research Institute, also said that the relaxation of purchase restrictions in Guangzhou is in line with expectations and the overall new situation of the real estate market. The relaxation of more than 120 square meters shows that the release of consumer demand for improved housing is encouraged, and at the same time the policy environment of rigid demand is guaranteed to be stable and speculation is reduced.
Xiao Wenxiao, chief analyst of CRIC Guangfo region, said that in recent years, with the change in the demand structure of the property market, the demand for improved housing in the market has accounted for an increasing proportion. The relaxation of the purchase restriction on housing of more than 120 square meters in Guangzhou this time is in line with the trend of increasing demand for improvement in the Guangzhou property market in recent years, and at the same time, it is of great significance for the purchasing power of the restricted purchase area, and it is also in line with the housing system design of "low-end security, middle-end support, and high-end market", and returns the demand for high-end housing to the market for solution.
As we all know, first-tier cities have always been the vane of the national property market. For example, from the end of August to the beginning of September 2023, Guangzhou, Shenzhen, Shanghai, and Beijing have successively announced the implementation of the policy of "recognising housing but not recognising loans", and waves of "bailout waves" have also been set off across the country.
As far as the current purchase restriction policy is concerned, in addition to the stricter implementation in first-tier cities, many second-tier cities such as Zhengzhou, Nanjing, Shenyang, Dalian, Xiamen, Wuhan, etc. have completely lifted the purchase restrictions, and some cities have not relaxed the restrictions for local areas or groups, such as Tianjin, Hangzhou, Xi'an, etc.
Among the first-tier cities, since September 2023, Shanghai's four districts, Lingang, Jinshan, Qingpu and Fengxian, have successively released single purchase restrictions; In September 2023, Shenzhen optimized the determination of the number of housing units for families who remarry or remarry within three years of divorce, and relax the purchase restrictions on commercial properties and business apartments for Hong Kong and Macao residents.
Although there are frequent rumors in Beijing about relaxing purchase restrictions, the boots have not yet landed. However, the two major adjustments in 2023, the "Recognition of Housing but Not Loans" and the "Notice on Adjusting and Optimizing the City's Ordinary Housing Standards and Personal Housing Loan Policies" jointly issued by the five departments of Beijing at the end of last year, still let the market see the room for further refinement.
Comparatively speaking, Guangzhou's current purchase restriction policy is the most lenient among first-tier cities. So, with the relaxation of Guangzhou's purchase restrictions, will Beijing, Shanghai and Shenzhen follow up and continue to adjust and optimize the housing purchase policy?
Yan Yuejin said that Guangzhou has taken the lead every time, indicating that the probability of relaxation in the other three first-tier cities has also increased, or it has strengthened everyone's expectations for further adjustment of purchase restrictions.
Li Yujia pointed out that the Ministry of Housing and Urban-Rural Development recently stated at the financing coordination and docking deployment meeting that "the autonomy of urban real estate regulation and control is fully given, and cities can adjust real estate policies according to local conditions". Short-term downward pressure on real estate remains. At the beginning of the new year of 2024, this downward pressure has not changed significantly. When the local government attaches great importance to the stability of the short-term property market, this policy may be implemented in other first-tier cities.
In addition, Soochow ** said that based on past experience, Guangzhou is often the first to respond to ** requirements to relax local policies, and it is expected that other core cities are expected to follow up and relax to promote the moderate recovery of the real estate market. The China Securities Construction Investment Research Report also believes that Guangzhou's policy optimization speed is leading in the first-tier cities, and the core control policies such as housing recognition and loan loans, down payment ratio and loan interest rates have been followed up and optimized, and this time it is also expected to follow up on the adjustment of the purchase restriction policy. (*Leju Finance).
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Article**: Leju Finance