Text |Yang Qingxiang, Mao Zhonggen, Western China Economic Research Institute, Southwestern University of Finance and Economics.
A strong agricultural country is the foundation of a strong modern socialist country. Basically realizing agricultural modernization by 2035 and building an agricultural power by the middle of this century is a strategic plan made by our party with a view to building a modern socialist country in an all-round way. Finance is an important core competitiveness of the country, and financial support is indispensable to accelerate the construction of an agricultural power. **The important speech delivered by the general secretary at the opening ceremony of the seminar on promoting high-quality financial development by major leading cadres at the provincial and ministerial levels pointed out the direction of progress and provided fundamental guidance for promoting the comprehensive revitalization of rural areas and accelerating the construction of an agricultural power with financial support. We must thoroughly study and implement the spirit of the important speech of the general secretary, unswervingly follow the path of financial development with Chinese characteristics, further deepen the structural reform of the financial supply side, improve the ability and level of financial services for the "three rural" areas, and support the construction of an agricultural power with high-quality financial development.
Improve the rural financial service system. The report of the 20th National Congress of the Communist Party of China proposed: "Improve the agricultural support and protection system and improve the rural financial service system." "Focusing on the goal of accelerating the construction of an agricultural power, the establishment and improvement of a multi-level, wide-coverage, and sustainable modern rural financial service system is conducive to enhancing financial service capabilities, helping to promote the comprehensive revitalization of rural areas, and accelerating the construction of an agricultural power. It is necessary to improve the multi-level capital market, promote the equity financing of agriculture-related enterprises through multiple channels, develop and standardize the bond market, and promote the use of various forms of financing by agriculture-related enterprises. Enrich the varieties of agricultural products, and give full play to the functions of market discovery and risk diversification. Improve the assessment methods for financial institutions to serve rural revitalization, and encourage financial institutions to allocate more financial resources to key areas and weak links in rural economic and social development in accordance with the law, so as to better meet the diversified financial needs of rural revitalization.
Develop inclusive finance in rural areas. **The general secretary pointed out: "It is necessary to build an inclusive financial system and strengthen financial services for small and micro enterprises, 'three rural' and remote areas". Financial institutions should be encouraged to use a new generation of information technology to launch financial products and services that benefit farmers and the people in accordance with local conditions, and improve the level of digital inclusive finance in rural areas. In view of the characteristics of the rural industrial chain and the capital needs of small farmers, we will innovate financial products and service models, and increase financial support in the fields of grain drying, facility agricultural production, refrigeration of agricultural products, cold chain logistics facilities, large-scale livestock and poultry breeding, slaughtering and processing, etc. Encourage financial institutions to optimize the layout of inclusive financial service points, strengthen financial services for remote rural areas, mountainous areas, etc., and build a digital inclusive financial service system in rural areas. Carry out demonstration projects for financial technology to empower rural revitalization, encourage financial institutions to tailor financial products for rural construction under the premise of compliance with laws and regulations, and steadily expand the scope of agricultural and rural collateral.
Enhance the coordination of policy initiatives. **The general secretary pointed out: "It is necessary to strengthen coordination and cooperation, enhance the flexibility, coordination and coordination of policy measures, and strive to achieve the maximum policy effect." "It is of great significance to enhance the coordination of policy measures and promote the financial policies to support the work of "three rural" in the same direction, which is of great significance for accelerating the construction of an agricultural power. It is necessary to strengthen the guarantee of investment in the priority development of agriculture and rural areas, improve the governance structure and internal control mechanism of agriculture-related financial institutions, and strengthen the regulatory responsibility of financial regulatory departments. We will use policy tools such as re-lending and re-discounting to support agriculture and small enterprises, implement the most preferential deposit reserve ratio, increase support for financial institutions with legal persons in the county area and business in the county, and promote the return of rural financial institutions to their origins. Establish and improve the rural credit evaluation system, support cities and counties in building a shared agriculture-related credit information database within the region, and create a good ecological environment for financial peace of mind to enter rural areas.