Zengduo No. 5 Lightning Edition Zengduo No. 5 Lightning Edition is an annuity insurance product, which many people use to plan for retirement.
However, there are inevitably some risks in investment and financial management, so what are the advantages and disadvantages of the multi-lightning version?
And how is the earnings performance of the 5th lightning version?
Daddy will be introduced in detail below, let's take a look.
Fast consultation channel, click on the applet:
The basic content of the No. 5 lightning version has been summarized in **, let's take a look.
I won't go into detail about the basics, let's take a look at its advantages and disadvantages.
Let's take a look at the pros first:
Advantage 1: There are many options for receiving and flexible
First of all, the number 5 lightning version of the annuity begins to receive a variety of options.
Women can receive it from the age of 55, but they can also choose to start receiving it at the age of 1.
Secondly, the product allows customers to flexibly choose to receive it on an annual or monthly basis to meet different needs.
Finally, the annuity period can be guaranteed for 10, 15 or 20 years, providing users with more flexible options.
Advantage 2: Rich rights and interests
The No. 5 Lightning Edition has rights and interests such as insurance reduction, policy loan, reduction payment, and second policyholder.
The guarantee reduction is written into the contract, which is reliable and guaranteed, and the use of funds is more flexible.
Advantage 3: Rapid growth of cash value + continuous payment of pension
The No. 5 lightning version of the increase is from the beginning of the agreed pension age, and if you survive every year, you can receive the agreed annuity.
This money is a good supplement for future pension, making the quality of life in old age more secure.
As for the specific situation of cash value, Daddy will introduce it in detail in the second part, so you might as well read on.
The above are the advantages of the No. 5 lightning version, but everything has two sides, so what are the disadvantages of this product?
For example, the payment method of increasing the number 5 is relatively short, and only supports four ways: single payment, 3 5 8 years payment.
There is a lack of long-term installment payments such as 10 years, 15 years, and 20 years, and the pressure of payment is relatively high for many people.
But on the whole, there are still a lot of highlights in the No. 5 lightning version.
If you want to plan for retirement, this is a good choice.
Recently, a 20-year-old woman consulted her dad and planned to purchase a premium of 500,000 yuan to increase the No. 5 lightning version.
She wants to start receiving a pension at the age of 55 and is guaranteed to receive it for 20 years, and wants to know what the final benefits will be.
Daddy gave a demonstration of the benefits for this, as follows:
Obviously, if you pay 500,000 yuan in a single payment,In the 7th policy yearThe principal amount can be realized**.
At this point, the cash value has exceeded the premium paid, reaching 5470,000 yuan.
When you reach the age of 55, you will start receiving an annuity and receive 670,000 yuan.
This is undoubtedly ideal for those who want to retire early, so that they can live a prosperous and leisurely life early.
Guaranteed for 20 years, you can get an annuity of 1.34 million yuan cumulatively, that is, at least 268 times.
If you live a long life, the final income will increase even more.
Overall, the earnings performance of the No. 5 Lightning Edition is quite good.
When you reach the appointed age, you can receive funds on time, providing a solid guarantee for your future retirement life.
To sum up, the No. 5 lightning version is flexible and has the most choices.
In addition, the earnings performance is very good, and early retirement is no longer a dream.
Well, the No. 5 flash lightning version of the increase is shared here.
If you still have any questions, you can send a private message to Daddy in the background for more information.