The continuous payment of social security and medical insurance is of great significance to protect the rights and interests of the insured. If social security and medical insurance are paid again three months later, there will indeed be some impacts, and the specific impacts are as follows:
Reimbursement of expenses during the interruption: Once the medical insurance is terminated, you will not be able to enjoy the medical insurance treatment from the next month, including hospitalization reimbursement, outpatient reimbursement, etc. If you need to see a doctor during the break-off period, you will have to pay for all medical expenses.
Continuous payment period: Re-payment after the payment is terminated will affect the continuous payment period but will not affect the cumulative payment period.
Accumulated equity: The impact of three months of disconnection on the cumulative equity of pension insurance is relatively small, because the main thing is that you can enjoy pension treatment after 15 years of cumulative contributions.
Benefits: If the maternity insurance is severed, it will affect the benefits of the maternity insurance during the break, such as prenatal examination, reimbursement of delivery expenses, etc.
Eligibility for points settlement, car purchase, and house purchase: In some cities, the record of continuous social security payment is one of the qualifications for points settlement, car purchase, and house purchase, and the severance of diplomatic relations may affect these rights and interests.
Waiting period for repayment: Some cities stipulate that repayment after the medical insurance is terminated requires a period of time (such as 3-6 months) before the medical insurance treatment can be resumed, which is subject to local requirements.
Although re-payment after the severance of the relationship can restore the social security and medical insurance benefits, but during the severance and in the short term after the recovery, it will indeed face some restrictions and impacts. In order to ensure that the rights and interests of individuals are not affected, it is recommended to avoid the severance of social security and medical insurance as much as possible, and maintain continuous payment records. If you encounter special circumstances that lead to the interruption of payment, you should renew the payment as soon as possible, and consult the local social security bureau in time to understand the detailed supplementary payment policy and impact.