The state stipulates that the retirement age for women with senior titles or positions above the deputy department level has been changed to 60 years old, but they can apply for early retirement when they reach the age of 55. Born in 1969, female friends who work in public institutions with deputy senior professional titles and above the deputy department level, many people are faced with a choice, is to take the last train of the "Chinese people" and retire before September this year? Or is it better to retire at 60?
"Zhongren" refers to retirees during the period of reform of the pension insurance system of public institutions from October 2014 to September 2024. As a "middle-of-the-road", will women take the initiative to apply for retirement in 2024? It is an important choice in personal life. I believe that in reality, there may not be many people in the same situation around, the information obtained is very limited, and there are few opportunities to be able to **.
I have seen a lot of related articles before, the authors of the article on the calculation method of pension payment, proportion composition, treatment estimation, etc., written professionally and detailed, although the examples are different regions, but the conclusions are relatively consistent: from the current comparison, the new method is higher than the old method. After 5 years of retirement, the accumulation of personal payment accounts and occupational annuity personal accounts will increase, the number of months of retirement will be reduced, and the pension of the new method will be higher after 5 years.
As a person born in January 1969, I decided two years ago that I would apply for retirement in 2024, and I didn't have much rational thinking and made a choice based on intuition and emotional cognition.
If there is a hint of rationality, it is the certainty of my choice of "Chinese" identity.
In the future, the reform of the country's pension insurance system will be further promoted, and the pension will also face the reform of the national plan. The era of longevity is coming, and there are many influencing factors that will make the future retirement policy uncertain, and retirement after 5 years may not be consistent with the projected results.
In the early stage of reform, there were old people, middle people, and new people, and different classifications have different protection connotations.
In addition to this, personal feelings determine the outcome of my choice.
As I've gotten older, my contentment has grown. Looking back on the process of growth, the footprints that have been walked, although there are twists and turns, but relatively smooth, I feel the favor of fate, the contentment under gratitude, so that the heart is leisurely and peaceful.
As I approach the age of 55, my desire to return is growing. When I was young, I always put my work first in my life, worked hard to shine in my job, kept up with the pace of my career, won the affirmation of my superiors, and got a decent life. As I grew older, my physical strength and energy were not as good as before, and I realized that the laws of nature cannot be violated, and without the 1 of health, everything else is 0.
Returning is not only a return to the family, but also a return to one's own heart.
As a person in middle age, I want to find what my heart really wants.
Now I think, what is the meaning of life?
When I was young, I was often praised and affirmed by authority in the unexpected world, longed to be recognized and accepted by others, pursued interpersonal interaction, and enjoyed the excitement of group life. Now I understand the exaggeration of many external things, and only by staying away from the unimportant can we put it better into our hearts.
Now I am more calm and casual. Without the concept of dualistic absolutes, there will be no right or wrong, no good or bad, and different perspectives will be understood. After being open-minded, there will be more casualness, intuition will rise, gains and losses will not be so important, and the whole person will be relaxed.
It just so happens that I can have the identity of a "middle person", and I can also decide on my own merits, and it just so happens that I heard and listened to my inner voice.
I chose to retire on my own initiative. And believe that everything is the best arrangement.