Everyone has something to say about no money, why? Let's start by looking at the countryDisposable income per capitaconcept. Disposable income does not refer to a person's total income in a year, but the actual disposable amount after deducting tax expenses, social security expenses and other expenses. According toNational Bureau of StatisticsPublished data, nationalDisposable income per capitawas $39,218. This number does not seem big, nor is it small. However, in real life, for the average salaried person, the monthly salary may not be enough to save up to 60,000 yuan. If to the whole countryDisposable income per capita39,218 yuan, the monthly income is about 3,268 yuan. However, in our small county, most private companies offer a salary of less than 3,000 yuan. The salary of ordinary jobs such as cashiers and waiters is not even 2,000 yuan. Even in first-tier cities, the situation is similar, and many graduates face low salaries. This also makes people wonder why people with a monthly salary of more than 5,000 yuan are less than 15% of the total number of people in the country? Obviously, for the vast majority of people, the monthly salary is less than 5,000 yuan. This makes people nervous about their monthly expenses and makes everyone feel "no money" in general.
Also, for a family, if you want to achieveDisposable income per capitaReaching the level of 39,218 yuan is also very challenging. In most ordinary families, two parents work, while children and the elderly have no income. In this case, in order for a family to achieve an annual income of $156,872, the average annual income of the couple needs to reach $78,436. The monthly salary should reach 6,536 yuan, which has exceeded more than 85% of the people in the country. Although first-tier cities have relatively high incomes, this does not mean that the situation is the same everywhere in the country. Besides, even if it isRuralsituation,FarmersofDisposable income per capitaIt was only 21,691 yuan. While this number may not seem small, it is actually a lotFarmersThe income is not high, only some people go out to workFarmersWorkers have relatively high incomes. However, to achieveRuralResidentsDisposable income per capitaIt is also difficult to reach 21,691 yuan. For oneRuralIt is not easy for families to reach an annual income of $130,146. A lotFarmersI work the land, but the income per mu of land is very limited, and the risk of farming is also very large. Therefore, to make an ordinaryRuralIt is also very difficult for a family income to reach 130,000 yuan a year.
To sum up, although the whole countryDisposable income per capitaIt reached 39,218 yuan, but the actual situation is not optimistic. Many people do not earn high salaries, and their spending and consumption are increasing. As a result, people often feel like they don't have money in their pockets. In suchEconomyIn this case, we need to work hard and develop the habit of saving regularly to cope with unexpected situations and increase our sense of security.