Following the Ministry of Housing and Urban-Rural Development and the State Administration of Financial Supervision held a meeting on the deployment of the urban real estate financing coordination mechanism, many places actively pushed the first batch of "white lists" of real estate projects.
According to incomplete statistics from the **Times reporter, up to now, Nanning has pushed 107 projects, Chongqing has pushed 314 projects, Chengdu has declared 227 projects, Qingdao has sorted out 84 projects, and Kunming has sorted out 212 projects.
Industry insiders believe that the first batch of project "white list" declaration landing, which means that the real estate financing support policy has made substantial progress. In the future, more projects will receive financing support, which can alleviate the financial pressure of enterprises on the one hand, and further stabilize market expectations on the other hand.
The first batch of real estate project "white list" was pushed in many places
On January 26, the Ministry of Housing and Urban-Rural Development held a meeting on the deployment of the urban real estate financing coordination mechanism, which was attended by relevant persons in charge of 35 key cities, aiming to accelerate the implementation of relevant measures and increase project financing support.
On January 30, Nanning has established a real estate financing coordination mechanism and pushed the first batch of 107 real estate projects to local financial institutions. The Beitou Lotus Courtyard project in the "white list" has 600016 been awarded 3300 million yuan development loan. The first loan on the "white list" of real estate projects has also been implemented.
On the same day, Chongqing has sorted out the first batch of 314 "white lists" of real estate projects through the real estate financing coordination mechanism, with a financing demand of about 83 billion yuan and involving 22 financing institutions. The "white list" of the project has been pushed to 28 major banks, including large banks, joint-stock banks, commercial banks in other cities, and three municipal corporate banks.
On January 31, the first batch of project financing applications in Chengdu has completed the review of the first batch of lists, including 208 project enterprises and 227 projects. The relevant person in charge of the Chengdu Housing and Urban-Rural Development Bureau said that in the next step, the Chengdu Housing and Urban-Rural Development Bureau will further promote the precise docking of real estate enterprises and financial institutions, and plans to set up a special class under the Chengdu Real Estate Market Stable and Healthy Leading Group, which is responsible for the coordination mechanism of urban real estate financing, increase the relevant banks as member units, and increase the responsibilities and task division of financial supervision and other departments. In February, the progress requirements of the second batch of lists will be proposed, and the enterprise declaration and the preliminary review of the district (city) and county housing and construction departments will be organized, and the coordination mechanism will be pushed to the financial institutions in the city, the provincial housing and urban-rural development department, and the Ministry of housing and urban-rural development in a timely manner.
According to ** report, Qingdao has sorted out the first batch of 84 real estate project "white lists" through the real estate financing coordination mechanism, with a financing demand of about 250200 million yuan, involving 19 financing institutions; Through the real estate financing coordination mechanism, Kunming has sorted out the first batch of 212 "white lists" of real estate projects, with financing needs of about 91.6 billion yuan, and the "white list" of projects has been pushed to 24 major banks in Kunming, including policy banks, large commercial banks, joint-stock commercial banks, and city commercial banks.
Substantial progress has been made in real estate financing support
Liu Shui, director of enterprise research at the China Index Research Institute, believes that from January 12, the Ministry of Housing and Urban-Rural Development and the State Administration of Financial Supervision jointly issued the "Notice on the Establishment of Urban Real Estate Financing Coordination Mechanism" to the first batch of projects, which lasted less than one month, and the rapid pace of real estate financing coordination mechanism is extremely rare.
"The 'white list' of real estate projects in Nanning and Chongqing in the west has taken the lead in continuing to land, indicating that these cities have responded quickly, and the real estate financing coordination mechanism has been established and operated quickly and is well prepared. Liu Shui said that for the projects in the "white list", commercial banks will evaluate according to the status of the project and the criteria for financing support. On the one hand, for projects with reasonable assets and liabilities and guaranteed repayment, banks will optimize the approval process and shorten the approval time, so that the financing loan will be effective as soon as possible. On the other hand, new loan support will also be given flexibly for projects that are temporarily in financial difficulties but can maintain a balance of funds.
In Liu Shui's view, the first batch of project "white list" declarations have landed, which means that real estate financing support policies have made substantial progress. In the future, more projects will receive financing support, which can alleviate the financial pressure of enterprises on the one hand, and further stabilize market expectations on the other hand.
The Times reporter learned that at present, in addition to the local ** on the implementation of the real estate financing coordination mechanism to take positive action, the banking financial institutions have also taken rapid action recently, a number of banks in the real estate development loans increased month by month, more and more real estate enterprises reasonable financing needs have been met.
Tian Jianming, deputy general manager of the corporate business department of China Construction Bank (601939), said in an interview with CCTV News that they have exchanged information with six real estate companies to enhance mutual trust. Recently, the head office also sent 6 teams to 12 provinces and cities to conduct research. Preliminary research shows that many of the main problems of real estate enterprises are liquidity problems, so CCB has further accelerated its response to reasonable financing needs on the basis of the steady increase in real estate credit supply last year.