I believe that for everyone who is about to retire or has entered retirement, the most worrying thing for them is how much pension they can get every month. Every major policy adjustment tugs at the heartstrings of hundreds of millions of elderly people, and at the same time, it also deeply affects the future of every young person. Nowadays, the global aging problem is becoming more and more serious, and the scale, depth and speed of China's aging are even more worrying. In 2024, pensions will usher in a new way of calculating, which has undoubtedly become a topic of concern. So, let's break down the various aspects of this problem.
New pension calculation in 2024: fairer and more reasonable
With the aging of the population, the calculation method of pension is constantly adjusting to adapt to the development of the times. In 2024, China will implement a new pension calculation method, aiming to make pension payment more fair and reasonable.
1. The payment period is linked to the pension treatment
Under the new calculation method, the number of years of contribution will become an important factor affecting pension benefits. The longer the contribution period, the higher the pension benefits. This reform will encourage incumbents to pay pension insurance for a long time, thereby increasing the income of pension insurance**.
Second, the basic pension is linked to economic development
The basic pension is an important part of the pension, and its payment standard will be linked to the level of economic development. With the continuous growth of China's economy, the standard of basic pension will also be increased accordingly to provide better living security for retirees.
3. Optimization of the calculation method of personal account pension
Personal account pension is composed of the pension insurance fees paid by individuals and the investment income of pension insurance. Under the new calculation method, the calculation method of personal account pension will be more scientific and reasonable to better protect personal interests.
Fourth, the reasonable distribution of investment income of pension insurance.
The investment income of pension insurance is an important way to improve pension benefits. Under the new calculation method, the investment income of pension insurance** will be more reasonably distributed to improve the sustainability of the entire pension insurance system.
In short, the implementation of the new pension calculation method in 2024 will help improve the fairness and rationality of pensions and better protect the quality of life of the elderly. At the same time, it is also conducive to promoting the development and improvement of the pension insurance system and laying a solid foundation for the future pension security.