Parents with only one child, after the age of fifty, have to leave themselves a few ways out
My name is Zhang Xiaoyan and I am almost 50 years old this year. My husband and I are a couple with only one child, and our son, who is 25 years old this year, has become a young man working outside the home. At this age, we gradually start to think about our future, especially for couples like us who only have one child, and we need to leave some retreat for ourselves.
My husband and I have always been very hardworking people, and we have always worked hard at our work, and we have been working hard to make our son have a better life.
However, as we get older, we begin to realize that our bodies and energy can no longer support our work and life as much as they used to.
That day, my husband and I were drinking tea and chatting together. He suddenly said to me, "You seem to be a little tired lately, are you too busy at work?" I nodded and told him that it had been a busy time lately, but that I was able to keep going. "But we're all almost fifty years old, and if we keep working like this, our bodies will become more and more unbearable. ”
I listened to him and fell into deep thought.
I'm starting to realize that we need to leave some retreat for ourselves in case we need it. If we continue to work hard like this, our bodies and spirits will be damaged, and we may eventually be unable to work and live.
So, my husband and I began to think carefully about what retreats we should leave for ourselves in the coming years. We decided to start with the following:
1. Savings. We started to focus more on saving, saving as much money as we could. We keep track of our monthly expenses and income in a ledger to keep track of our finances.
We also learned how to invest and manage our wealth as much as possible. We hope that after retirement, we will be able to have a sufficient pension to cover various expenses in life.
2. Insurance. We have purchased various types of insurance, including life insurance, medical insurance, accident insurance, etc. This way, even if we have an accident or illness after retirement, we will be able to receive prompt** and compensation. At the same time, we have also taken out education insurance for our son to ensure that he will be able to complete his education smoothly in the future.
3. Health. We are starting to pay more attention to our physical health, especially when it comes to diet and exercise.
We keep exercising every day to make sure we are in good health. We also started to focus on nutrition, eating as many vegetables and fruits as possible and reducing the intake of greasy and high-calorie foods. We believe that only by having a healthy body can we better cope with the challenges of the future.
Fourth, socializing. We started to actively participate in various social activities and meet more friends. We hope that in the future retirement, we will be able to have more social circles and be able to communicate and share the bits and pieces of life with more people. At the same time, it also allows us to stay young and open-minded, so that we do not become withdrawn and negative in retirement.
Now, my husband and I are gradually approaching retirement age. However, instead of feeling anxious and helpless because of this, we feel that we have left enough retreat for ourselves. We have adequate savings and insurance, while also maintaining good physical health and social circles. Most importantly, we believe that with a positive mindset, we will be able to live more fulfilling and happier lives in the years to come.
Through this reflection and planning, I realized that it is very important for parents like us who only have one child to leave ourselves some way out.