How should unemployment insurance be used? When can I use it? Although we all know that among the five insurances and one housing fund, there is an important insurance, then it is unemployment insurance, unemployment insurance, as the name suggests, is mainly aimed at the treatment that only those unemployed people can enjoy, of course, the purpose of paying unemployment insurance is to receive unemployment benefits, so is not everyone able to receive unemployment benefits? We say that's not the case.
The first condition is that the cumulative number of years of unemployment insurance contributions must reach more than one year, and the second condition is that you leave the workplace because you do not want to do so. So let's analyze these two conditions, it seems that the first condition is that you pay unemployment insurance, and the cumulative period is more than one year, which is relatively easy, because as long as you find a stable job, as long as you establish a full-time labor contract relationship with the workplace, you can generally pay unemployment insurance normally, and you can work for more than one year, you can ensure that the cumulative number of years reaches more than one year.
But the second condition doesn't seem to be so easy to do. What does it mean to leave your job because you want to? In other words, it is not you who apply for resignation on your own initiative, but as a employer, you will be terminated from the employment contract. That is to say, the vast majority of many unemployed people are actually resigning on their own initiative, and if you resign voluntarily, you will not be able to receive unemployment benefits, no matter what your reason is, you do not have the conditions to receive unemployment benefits if you resign voluntarily.
It can only be a unilateral termination of the labor contract by the employer, but the possibility and probability of the unilateral termination of the labor contract by the employer are relatively small, because as a work unit, he has to unilaterally terminate your labor contract, and the cost is paid. It is relatively high, and he has to fulfill the obligations of the labor contract, such as giving you corresponding economic compensation. At the same time, you may also have to bear the corresponding risks and responsibilities, for example, as an employee, if you dismiss too much, it will have a big impact on the company.
So in such a background and factor, then in this case we can not enjoy unemployment benefits, so the number of people who can really enjoy unemployment benefits is very limited, almost very few, of course, if you do unilaterally terminate the labor contract as a work unit, then you can enjoy the treatment of receiving unemployment benefits. But if it is not the employer that terminates your employment contract, but that you personally resign voluntarily, you will not be able to receive unemployment benefits, so this is why most people. The root cause of non-receipt of unemployment benefits.
In fact, in the three years from 2020 to 2022, the unemployment insurance department introduced an unemployment benefit. Unemployment benefits are available to unemployed people, regardless of whether you quit your job voluntarily or not, you can receive this unemployment benefit for the longest period under normal circumstances. The period is not more than 6 months, and the amount received is about 80% of the unemployment benefit. Therefore, for us as unemployment insurance, not all people can enjoy it, but only a small part of it.
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