In five years, these four types of communities may be reduced to "ghettos"? Those who know how to do are quietly "selling".
In the minds of many people, buying a house is a particularly cautious thing, so when buying a house, a series of comparisons will be made, such as the location of the community, the choice of floors, the choice of house type, and so on.
However, even if you think it perfectly, some problems can arise. For example, many people have such a personal experience: after buying a house, the security guards in the community are all more than 1.8 meters tall and handsome, but after handing over the house, the handsome one has become a middle-aged uncle, and one year after handing over the house, the security guard's uncle has become a security guard again.
In fact, this situation has occurred in many places, and I believe that many owners can only break their teeth and swallow it in their stomachs, after all, they can't hide from the property.
However, as the property market has entered the adjustment cycle in recent years, the state has also implemented a series of favorable policies to encourage the development of the property market, and the property market has shifted from a seller's market to a buyer's market, and users have more choices.
In the case of oversupply of housing resources, there are 4 types of communities that may be reduced to"Poor neighborhoods", which community, which house? Quickly realize that my house is not in which ...
01 Poor neighborhood maintenance.
The level of the property determines the quality of life and the living experience. High-quality property management can provide better services for property owners and make residents' lives safer and more comfortable. At the same time, good property management can also make the residential area more valuable and improve the return on investment of residents.
What is the experience of a neighborhood with a bad heritage? What will be the impact?
1.Deterioration of the living environment.
The poor condition of the property makes the community environment particularly poor, the cleaning is not in place, the greening is not good or even abandoned, and the infrastructure is not perfect, which makes the overall environment of the community deteriorate and the quality of life of residents declines.
2) Increased security risks.
The safety management of the community is not in place, such as the lack of fire-fighting facilities, the falsification of fire extinguishers, the lack of attention to falling objects from high altitudes, the lack of warning signs, the lack or failure of monitoring equipment, and the imperfect access control system, which are easy to cause potential safety hazards and increase the safety risks of residents.
3.Reduced property value.
Poor quality properties can lead to a decrease in the image and overall quality of the neighborhood, which can also affect the value of the property. In addition, the rental and sales market has low demand for properties in poor neighborhoods, which further reduces the value of the investment.
4.It affects people's physical and mental health.
Living in a community with poor property for a long time, the harsh environment can not only make residents feel oppressed, but also have a negative impact on their mental and even physical health, making it difficult for them to stay healthy.
02 Low-quality residential area.
Nowadays, people pay more and more attention to the living environment, so they also pay special attention to the quality of the house when buying a house. If there is a problem with the quality of the house, even if it is cheap, they will not buy it.
1) Low-quality residential buildings have higher maintenance costs.
It's no secret that high-rise homes are highly dependent on equipment and facilities, but even the best ones will age over time, and the further back on, the higher the cost of repairs and renovations, etc.
For example, replacing elevators, dry cleaning exterior wall stones, etc. These projects are not only costly, but also labor-intensive.
In addition, the accelerated aging of residential buildings, equipment failures and increasing maintenance pressures can also lead to a rapid decline in asset value.
2.Raised floor security.
According to the data, there are more than 200,000 high-rise residential buildings in China, and more than half of them are not equipped with automatic fire protection facilities, and even if fire protection facilities are installed, it is difficult to say whether they meet the standard requirements.
Although the standard for stairs is generally 18 floors, which also means that fires,** and other natural disasters can make it difficult to escape, safety concerns should not be overlooked.
3.Difficulties in demolishing high floors.
Many property companies do not dare to participate in the demolition of high-rise buildings, because they have to bear huge compensation costs, and the demolition is unprofitable.
4.The difficulty of converting an old floor into a high-rise.
Since they cannot be demolished, many people think that high-rise buildings can also be included in the old district redevelopment plan to improve the living environment. As everyone knows, even if it is not demolished, only the high-rise buildings with poor quality are renovated, due to the large number of families, high-altitude work is required, and the transformation cost is high and difficult.
The most important thing is that with the passage of time and the increase in the number of housing **, the problem of too many high-rise housing will become more and more serious. The depreciation of tall buildings is a general trend, both in terms of real estate development and future difficulties.
03 Suburbs.
When it comes to buying a house, many young people will choose a house away from the city. The main reason for this is that young people want more private space, and since the city is too noisy, many people prefer a quiet life. In addition, housing prices are cheaper in the outer suburbs compared to the urban core.
However, despite all the advantages of houses in the suburbs, they are also not immune to the fate of possible future depreciation.
1.Insufficient support for suburban housing.
The suburbs far away from the city not only have imperfect supporting resources such as education, medical care, and supermarkets, but also bring many inconveniences to life. The cumbersome traffic also brings more trouble to office workers. This makes the living experience of families in the far suburbs poorer, which affects the demand for home purchases.
2.No speculative housing policy.
In the past, people bought houses in the suburbs not only for residential considerations, but also for investment. However, in recent years, with the adjustment of policies, houses have returned to residential properties, and the market value of houses in the far suburbs is getting lower and lower.
04 A dilapidated neighborhood with very poor environmental quality.
With the completion of the old neighborhood redevelopment project, some old neighborhoods that were once unpopular will be given a new lease of life. During the renovation process, some old neighborhoods will even be equipped with elevators. However, for those who are old and of poor quality"Dilapidated neighborhood", even if it has been remodeled, it is not recommended to buy. Why not?
1.Poor life experience and loss of investment property.
Although many of the city's dilapidated houses are located in good locations and have complete supporting facilities, due to the severe aging, the layout of the houses does not have a sense of modern design, and the living experience is even worse.
Although the measures of the old reform have been introduced, many old houses will be renovated through the old reform, but after all, the old reform can not change the quality and quality of the old and dilapidated house itself, these problems can not be solved, this kind of house can not be valued, and under the influence of factors such as inconvenient travel, this kind of house is more likely to depreciate, and even difficult to **.
2.Loss of school district housing allowance.
The reason why many people are willing to buy"Dilapidated house", mainly because of the advantages of the school district. Because in the past, houses were deeply concentrated with educational resources, some"Dilapidated old house"Ranked among the best in local educational resources, that's it"The geese pass the gramophone grass and turn into a phoenix"--Come up in the world; Even if the parents are bankrupt, they still have to spend ** to buy such a house.
However, due to the high housing level in the school district, resulting in the unfair distribution of high-quality educational resources, according to the spirit of the Ministry of Education's April document, there began to be an unbalanced balance in educational resources and degrees, and it was actively implemented"Multi-school scribing", that is, a community can correspond to a certain number of schools, which means that the children of the rich can only go to good schools.
In addition, many cities have implemented teachers"Rotation system"That is, special-grade teachers are no longer fixed in a certain school for a long time, but implement rotational exchanges and complementary resources. In this way,"Old, elementary school district"The advantage will cease to exist, and the buyer will be significantly reduced.
In addition, the quality of dilapidated buildings is often poor due to their age and outdated construction standards. Poor sound insulation, cracks and peeling on walls and floors, and even water leaks and seepage in kitchens and bathrooms can be inconvenient to use. Therefore, when the house becomes old, it can no longer be inhabited.
3.Loans are more difficult to obtain.
Dilapidated houses are located in the center of the city, and banks are worried about the risk of demolition. If the bank takes out a loan for an old house, the house may be demolished within a few years, and if the borrower does not repay the money, the bank will not be able to recover the loan because the house has no value anymore, and in order to avoid this risk, the bank is reluctant to take out a loan for the old house.
For houses that are more than 20 years old, banks always reject or reduce the loan amount. Even in the current downturn in the property market, although the interest rate, amount and down payment ratio are relatively flexible, but"Dual policy"It will continue to tilt towards the new housing market"Abandoned"Second-hand housing market.
Five years from now, as the housing stock increases and older homes age, the dominance of the new home market will undoubtedly be solidified, and loan applications for older homes will continue"Lack of attractiveness"。Therefore, if you buy an old house, you have to prepare a full or large down payment, which makes it difficult to buy.
What's more, not only is the stock of new homes piling up in the market today, making it increasingly difficult to **, but there is also a serious oversupply of second-hand homes in the market.
There is news that many investors are ditching low-quality properties in favor of the mid-to-high-end residential market. It can be seen that with the change in the concept of buying a home, more and more savvy investors are gradually moving away from these undervalued properties. This is also a wake-up call for groups with future housing needs. What do you think? Congratulations on your consent!
Wan Zi Qianhong said: Every word of the article knocked out my heart, click"On the clock"and let me know that you are also working for life"Do your best"。