In addition to current savings, most wealth management products have a certain trading closure period, that is, they cannot be traded during non-specified hours. However, although trading has been temporarily suspended, changes in other factors in the market may also lead to a decline in bonds**. Faced with this situation, how should we face it correctly?
To understand how to face these risks, let's first look at the factors that can cause market volatility
policyWhen the policies of relevant departments are adjusted, market funds will be guided by the policies and change the flow direction. For example, when interest rates rise, the amount of money flowing into banks in the market increases, and the trading of bonds** will decline, resulting in a phased depreciation of bonds.
Market changes: When there is a buying boom in the society of a financial product, the attention of other products will decrease correspondingly, and the transaction** will also decrease.
Money flows: At certain points in time, there may be a large flow of funds in a short period of time, resulting in fluctuations in market equity.
Market sentimentWhen there is negative news in a certain trading market and investors are panicked, it will lead to a rapid change in the risk appetite of these people and blind trading.
So, how exactly do we deal with these situations?
First of all, bonds, as a fixed-income product, are considered to be the one with relatively stable returns among many wealth management products. In addition to credit risk, prices remain stable in most cases** and there is no need to be overly concerned.
Secondly, market sentiment is bound to fluctuate in a short period of time. But after the emotional impulse, the market enters a recovery phase.
Finally, we need to develop the habit of long-term financial management, take a long-term view, fully consider the development prospects of the market, and don't just stare at the current market to chase up and down.
No matter what kind of financial products, a stable mentality is the best hole card for us to face risks.
Risk Warning: This article only represents personal views and advice, and does not constitute investment or advice under any circumstances.