For various reasons, the expansion of domestic demand has become a topic, and some experts or people who pretend to be experts have discussed this issue in a serious manner.
It is said that these people are not kind, because in the period of rapid economic development, they do not increase the income of ordinary people, and when domestic demand is insufficient, they immediately think of the money bags of ordinary people, and try to open it through financial or non-financial means.
Letting the people open their money bags and spend hard is doomed to be impossible to succeed, and no way can do it. The reason is that the people do not have much money in their pockets, and they must save some money for emergencies.
Some people use the average method to calculate that the per capita savings of the people are more than 100,000, so they assert that the people are rich. This kind of algorithm is very nonsense, anyone and the rich have become rich on average, but what is the meaning of this average, no matter how average the rich man's money is, it can't flow into the pockets of the people.
But it is also not true to say that the Chinese people's money bags have long been empty.
Although the people's money is not much, even the most ordinary people generally have some savings, which is not very rich, except for those who have not paid off the mortgage.
In fact, a few years ago, I tightened my belt to take out a loan to buy a house, which emptied some people's family funds, and they are still paying off the loans. However, although the absolute number of such people is quite large, the proportion is not very large.
Because the vast majority of ordinary people still consume rationally and live within their means. If the income is better, I will put more meat in the dumplings, and I will go out to play, and I will buy a few decent clothes. When their income decreases, their response is also very natural, the big deal is to put less meat in the dumplings, go out a few times, and continue to wear old clothes if they can wear them. The same is true for buying a house and a car, and sane people still account for the majority.
In any case, they must save some money for emergencies, and it cannot be said that there are absolutely no people who have eaten up their money, but there are relatively few of them.
The reason why people save money is mainly to deal with several major events in the family. Buying a house or building a house is of course a big deal, but there are also sons marrying daughters-in-law, family members getting seriously ill, or other unexpected emergencies.
Buying a house and a car is a relatively large consumption for a family, but now people can afford to buy a car house, basically buy it, and those who can't afford it still can't afford it. Even those who have just saved enough for a down payment, they will definitely have to wait and see what is happening now, waiting for the dust to settle in real estate.
At this time, persuading them to buy a house as soon as possible and contribute to the expansion of domestic demand is not a question of whether they are unkind or unkind, but a lack of morality.
A son's marriage to a daughter-in-law is also a large expense, and without the urging of experts, the people will definitely have to spend this money. But now it is not easy to get married, and there are a lot of leftover men and women for various reasons, and if experts have a clever solution to this problem, they don't have to worry about people's wallets. If the marriage is consummated, the people's wallets will be opened automatically.
Birth, old age, sickness and death, this is a natural law, and no one can avoid it. Today's medical insurance has made the burden of seeing a doctor much lighter, but in case of serious illness, you always have to come up with some expensive tickets in your hand, so even if you have a car and a house, and your daughter-in-law has married into the family, you can't help but leave some emergency money for yourself.
At present, in rural areas, the main income is to go out to work, but it is difficult to find a job in recent times, and it is especially difficult to find a job in construction. There are also those engaged in breeding in rural areas, such as raising pigs and chickens, but they generally reflect that they are not profitable, saying that the price of pork is low, so that imported meat cannot be raised, and eggs are also hovering around the profit point.
Rural people who can't make money should naturally be cautious in consumption, try not to spend money that can be spent, and save some money for future needs.
Therefore, those boring experts, instead of studying how to open the people's money bags, should use their brains to study how to make the people make money.
Traditionally, the Chinese people have a strong sense of crisis, and saving some money is the way to deal with the crisis. You said that the sea water is polluted, and there may be a shortage of salt, and there will be a rush to buy salt immediately. You said that the epidemic ** is coming, and a certain drug can prevent it, and many people immediately snapped up this drug. Flour, eggs, and even garlic are all in danger of being snapped up.
According to this line of thinking, you say that the price of the house will never be reduced, but will continue to rise, so as to encourage the people to continue to buy houses, but this method is too immoral. Whether this method works or not is another matter, the question is whether it will develop healthily and steadily if the economy is stimulated in this way.
It is wisdom to perceive the weakness of the people, and to use this wisdom against the people is evil. But now they are openly discussing the various ways in which this evil is more effective.