With the popularity of smartphones, mobile payments have gradually become a common thing. Currently, most people are used to paying in cash, except for some minors and seniors who do not have smartphones and are still paying in cash. Even many curbside merchants often offer *** to facilitate people's transfers and payments.
However, in the face of this phenomenon, some people disagree and suggest that we try to pay in cash as much as possible. Why?
In fact, the reason is quite realistic. Experts will tell you the answer.
Cash payments are less environmentally impacted.
While mobile payments can be convenient for us to complete transactions in many cases, in some cases, it is also greatly affected by the environment. For example, when the network signal cannot be received, mobile payments cannot be completed in special cases such as damage to the phone or power failure. However, at this time, if you pay with cash, it will not be particularly affected by the outside world.
Therefore, for those who are used to using mobile payments, it is advisable to bring some cash. If you encounter any of the above, you can also use cash payments to help you complete your payment. For example, when you go out for a day and your phone runs out of battery but you have to take a taxi home, if you have cash, you can wave on the side of the road to stop the taxi and let the taxi take you back.
Privacy Issues. Some people may not be particularly concerned about their privacy concerns, while others are more concerned about it. For people who pay in cash, they can try to leave no or less traces in the process of using cash.
But mobile payment is different, click on the e-bill, when to spend, it is clear at a glance. Most of the time, if a person chooses mobile payment, uses online shopping or orders takeout, does not pay attention to the processing of courier orders and other orders, it is also possible to leak his mobile phone number or address, which can have adverse consequences if the interested person knows.
Help control consumption.
Mobile payments are too convenient for people. Sitting at home, you can order food through a food delivery app and have people deliver it for you. Even couriers have the option of picking up the goods at your doorstep. At home, you can also shop through online shopping apps. After the courier arrives, let the courier brother deliver it to the doorstep... For some people with bad spending habits, they could spend thousands of pounds on their wages if they don't go out.
However, cash payments are different. Only by communicating face-to-face with the merchant can the payment method of the transaction be realized, which will hinder a person's consumption and reduce some of the consumption impulses.
Also, when cash is paid, people will actually see money go from their own pockets into someone else's pocket, and will also see the banknotes they give become a small change. This will make some people feel more "lost" money and help people feel less impulsive to spend.
With the help of cash payments, it helps people save a lot of dispensable expenses and successfully save a deposit to cope with possible risks. At the same time, if you take good care of these deposits, you can also earn more passive income by earning money. For example, you can better increase the value of your wealth by making fixed investments and changing your wealth with your bank.
To sum up, while mobile payments are very convenient, cash payments also have many advantages. It still has a great advantage for those who want to save money, protect privacy, and be free from the environment, isn't it?