Whether or not there is an annual fee for a bank card depends on the type of card held by the cardholder and the regulations of the issuing bank.
Generally speaking, ordinary savings cards will charge a certain annual fee every year, which is between 10 yuan and 50 yuan, and the specific amount depends on different card issuers. However, if the cardholder wants to waive the annual fee, he or she needs to reach a certain number of purchases or account balance to a certain amount in accordance with the regulations of the card issuer.
In addition, some high-end bank cards, such as platinum cards, diamond cards, etc., usually do not charge an annual fee. These high-end cards will have some additional services, such as free access to airport VIP lounges, golf courses, etc., to attract customers.
In addition, some banks may also waive the annual fee for some special bank cards, such as student credit cards for students.
Therefore, if the cardholder wants to waive the annual fee, it is recommended to check the fee schedule and relevant regulations of the bank card to avoid unnecessary fees. At the same time, cardholders should also pay attention to maintaining their credit history and account security to avoid incurring additional fees due to some unnecessary reasons. Search Topic Full Time Challenge in February