Time flies, and as the Spring Festival draws to a close, migrant workers have returned to work. So what is the direction of the domestic property market in 2024? According to relevant data, in terms of the property market transaction volume in January 2024, the sales amount will be 2350600 million yuan, which seems like a big number, is actually down 34 percent year-on-year2%, from which it can be seen that the direction of the property market at the beginning of 2024 is not ideal.As a result, some insiders infer that nearly half of the families in China may face four problems in 2024. Let's find out!
1. Housing prices continue to depreciate.
In the past few years, under the influence of a series of factors such as low social and economic benefits and the decline in the income level of the people, the sales of domestic housing prices have continued to decline, which has led to the loosening of the decline in the soaring housing prices in various places.
Originally, I thought that with the easing of the economy, it would be able to save housing prices. But the reality is not the case, according to the data in January, the second-hand housing ** in most cities continues to decline, which basically forms a long-term trend of the property market.
In addition, with the saturation of the market, today's property market has almost no money-making effect, so investors who want to obtain benefits through the property market have withdrawn. For those who own multiple properties and want to maintain their value for the long term, they will face the problem of continuous shrinkage of properties.
If you want to help funds achieve value preservation, in addition to using the property market, you can also consider the way of channel diversification, such as long-term financial management such as **, insurance, etc., and you can also use short-term methods such as foreign trade economic consignment in line with the general trend and 1% share in 30 days to help residents realize the appreciation of passive income.
2. Increased pressure on families holding multiple properties.
In the years when the property market economy was developing well, many people were eyeing the big cake of the property market, and many people did not hesitate to take over the market at a high level in order to get a piece of the pie. However, in the case of economic contraction, it not only affects the shrinkage of housing prices, but also brings a lot of burden to families. Families with multiple properties are under even greater pressure.
3. Difficulty in shooting.
Of course, in the case of increased pressure, families with multiple properties are also trying to sell their excess properties to reduce the pressure on their lives. But the ideal is beautiful, and the reality is cruel.
With the increase in the number of listings in the second-hand housing market, it not only further lowers the housing price, but also affects the realization of the house, especially when the housing price is expected to decline further, many people are reluctant to take over at a high level and want to wait and see. As a result, it is very difficult for residents with multiple properties to monetize in this situation.
4. Consumption power continues to decrease.
Finally, as mortgage pressure continues, it will naturally affect household consumption for a long time. Perhaps the original income level can maintain a long-term mortgage. However, with the increase of the economic level, the price level is increasing day by day, so in the case of long-term income has not broadened and there are long-term debts, consumption shrinkage has also become a major problem in life, and this problem will be more obvious for families with multiple properties.
From this point of view, the future property market is not only not suitable for the long-term investment method chosen by ordinary people, but also needs to find a suitable value-added direction in order to reduce the pressure of housing loans.
In general, for residents who own their own property, whether the value of the property market is declining** or not, the impact will not be greater than that of residents who invest in real estate. So, what are your views on the current trend of the property market?