The overall situation of the property market has been decided! Nearly half of the country's urban households will face four major troubles
Over time, China's real estate market will continue to revise downward. According to the data released by the CRIC Real Estate Research Institute, the sales of the top 100 real estate companies in January were only 2350600 million, a decrease of 34 compared to the same period last year2%, down 479%, the biggest month in recent years.
At the same time, according to the latest official statistics, the average price of second-hand housing in 100 cities is 99, except for Sanya, which has rebounded slightly, the other 99 cities have seen a year-on-year decline, of which 90 cities have seen a decline in second-hand housing transactions for 8 months. For this point, some industry insiders believe that the long-term regulation of the real estate market has been determined!
In fact, the long-term regulation of the property market has not had much impact on Chinese who own a house. And this is not good for many people. Statistics released by the People's Bank of China in 2019 showed that the homeownership rate of China's urban residents reached 960%,58.4% have a suite, 310% has two suites, 105% have three suites.
From this data, it can be seen that the proportion of the population with two or more households in the country is about 415%。And, over time, the proportion of multiple dwellings will increase further, and at present, the number of people with multiple dwellings is likely to reach half. So, what are the annoying questions in front of those families?
First, the market value of real estate will continue**.
Because in recent years, China's real estate has been rising, with a good profit effect. Therefore, many families buy real estate for investment and financial management, so as to achieve the preservation and appreciation of their property. Thus, in the family, the house occupies 77% of the family property, and in the financial aspect, only 23%. It can be seen that many people across the country come with the mentality of buying a house. And, if real estate **continues in the future**, those who own second homes and more homes will face the problem of declining value of their assets.
Second, purchasing power will continue to decline.
If housing continues to grow at a high rate, it will be the same as it was a few years ago. Then, two or more houses will quickly increase in value. And as the economy continues to grow, those who buy a house will also have more expenses. But as real estate continues to decline, those who buy a house will have fewer and fewer assets, and some will lose a lot of money. In this way, the purchasing power of those who have two or more houses will be hit hard.
Thirdly, the sale of homes will become more difficult.
For those who will buy a second or more home in the future, they will have the problem of having a hard time cashing in on the home. In third- and fourth-tier cities, because there are not enough job opportunities and the influx of locals, housing prices have long been speculated high, and it is difficult to sell.
But if you have.
It is too difficult to sell a property in the first, second and third tier at the market price, even in a big city, if you want to sell a property, it must be at least 30% lower than the market price. Take Shanghai as an example, a property worth tens of millions of dollars will fall to more than 7 million yuan at least before people buy it.
Fourth, there is growing pressure to own more housing.
Many families bought a house a few years ago, and now they feel more and more pressure to hold real estate in their hands. This is because in the past two years, due to the economic crisis, many people have lowered their wages or lost their jobs, and the monthly mortgage burden is much greater for those who have two homes than for those who only have one. Many people have their own homes, but their burden is getting heavier.
In addition, the monthly expenditure on property fees, heating costs, maintenance** and other aspects of multi-house households is much higher than that of households with one house, and it is increasing year by year. As a result, there will be increasing pressure on people who will own multiple homes in the future.